Walmart, formerly Wal-Mart Stores, is an American multinational retail company that operates a chain of hypermarkets from the United States. It also runs discount department stores and grocery stores. The company started its operations in 1962. On October 31, 1969, Walmart was incorporated under Delaware General Corporation Law. The corporation’s headquarters are in Bentonville, Arkansas. Walmart also owns and runs Sam’s Club retail warehouses and uses the name Walmart in the United States and Canada. Today you will know how to transfer money from a Walmart money card to a cash app.
It is important to note that Walmart majors in selling goods and services and deals with money. The company issues Walmart prepaid debit cards called Walmart MoneyCard that you can use to shop online and at stores. The card also allows you to transfer money to other cardholders. We shall see how you can transfer money from your Walmart MoneyCard account to another MoneyCard card account.
Using the card is very advantageous because you can get cash-backs when you purchase goods at special places. You can earn 3% cashback when you buy goods at Walmart.com. Furthermore, you can get a 2% cash-back when you refill at Walmart fuel stations and a 1% cash-back at Walmart retail stores, up to $75 each year. You can see a large amount of money you can save with the card compared to using cash or other payment means.
How to get the Walmart MoneyCard
You begin by purchasing the card at any Walmart outlet and registering it online. You can also apply for Walmart MoneyCard online, receive it through mail service, and then activate the card online. After that, you can start using your card to buy goods and services. During the card registration, you will need to provide the following details.
- 16-digit card number
- Expiration date
- Physical Address
- Date of birth
- 3-digit security code
- Mobile phone number
You may wonder why Walmart requires all these things. Well, it is mandatory to collect all these details in accordance with the USA Patriot Act. The USA Patriot Act refers to a federal law that directs all financial companies to obtain, verify, and keep information identifying anyone opening an account.
How do I add money to my Walmart MoneyCard?
Once you have activated the card, you need money in the card account to start using it for various transactions. There are four main ways you can reload your card they include;
- Using the Walmart MoneyCard App
- Walmart Rapid Reload
- Cash and load checks at Walmart
The Walmart Rapid Reload works in a simple manner. You only have to visit the nearest store and request the cashier to add cash to your card. They then swipe your card at the register to load the funds. Some fees apply for the top-up method, and the cashier will tell you what you will part with. You can find the Walmart Rapid Reload location here. Since Walmart cards are sold everywhere, you are likely to get one within your town.
Again, you can add money to your card account when you receive money from other Walmart MoneyCard holders. Walmart to Walmart money transfer requires you to visit the nearest Walmart Retail store to present cash and give out the recipient details to the cashier, who then transfers it to the recipient card account.
You can also send money online at Moneygram Walmart. You require a valid email address or mobile phone number for the recipient. The transfer of money from one Walmart MoneyCard user to the other requires both users to be within the United States. Therefore, you cannot make an international transfer.
Does Walmart MoneyCard accept direct deposit?
Walmart MoneyCard accepts direct deposits. You can receive a direct deposit if you provide your routing and account numbers to a government agency to receive your benefits. You can also provide the routing and account numbers to your employer to send money to your account.
You must make sure that the name in your employer or government agency’s list matches the one in your Walmart MoneyCard. If not, the transfers may not go through. There are various kinds of government benefits that you can receive via direct deposit to the card. They include the following.
- SSI (Supplemental Security Income)
- Pension payments
- State unemployment benefits
- Government Disability Benefits (SSDI or Workers’ Compensation)
- Veterans’ benefits
- Railroad Retirement Benefits (RRB)
- Defense Finance and Accounting Services (DFAS) payments
Direct deposits allow you to receive your government deposits two days earlier than most traditional banks. You can even receive the benefits four days earlier than the payment day, and thus you do not have to wait for so long.
Can I use my bank account to add money to my Walmart MoneyCard account?
Yes. You can use your bank account to add money to your card account. Here, you will need to transfer money using the routing number and account number of your bank account. You have to add your bank account to your Walmart MoneyCard account to get started. The transfers are free, and you will thus be able to save money in the transfer process.
Bank to Walmart MoneyCard transfers post in 3 business days. If you make a transfer request after 8:00 PM PST, the transfer will start the process the next business day. To link a bank account to your Walmart MoneyCard account, you can follow the procedure below.
- Log in to your Walmart MoneyCard account.
- Select Add & Send Money. If using the app, tap Deposit.
- From the Menu, select Bank Transfer.
- Select the bank to link.
- Enter the details of your bank account.
- Complete any verification checks needed by that bank.
- You can then start transferring funds immediately.
How to transfer money from walmart money card to cash app?
Cash App has become so flexible that you can add money to your account in various ways. However, in our case, you cannot use the Walmart MoneyCard to add money to Cash App. That is because Cash App does not support Walmart MoneyCard.
Fortunately, Cash App allows you to recharge your account at a Walmart store. All you should do is visit a Walmart store and present cash to a cashier plus your Cash App details, and you are good to go. If you are a Walmart member, you will recharge your Cash App account for free. However, you will have to part with a small fee if you are not a Walmart member.
It is also crucial to note that you can transfer money from Cash App to a debit card, but not the Walmart MoneyCard. Cash App only supports Discover, American Express, Visa, and Mastercard-backed debit cards.
How do I use my Walmart MoneyCard?
Since the Walmart MoneyCard is a prepaid debit card, there are various ways you can use it. These include the following.
i) Withdraw money at an ATM
The card allows you to get money out of your account at an ATM. All you have to do is insert your card in the slot, then enter your PIN, and there you go. Again, you can withdraw money from your card over the counter at a bank. You need to present the card plus your identification document to carry out the withdrawal process. There are fees that accompany the process.
Moreover, you can withdraw money from your card account at any Walmart store. If someone sends money to your card account, then it should not be difficult to get your cash for various uses.
ii) Purchase MoneyGram money orders
You can purchase and send money orders from Walmart using the Walmart MoneyCard. You can buy money orders of up to $1,000 whereby the money order fee is $0.70. Green Dot bank, which collaborates with Walmart to issue the card, is not responsible for the money orders.
iii) Send money to other Walmart MoneyCard holders
You can move funds from your account to another Walmart MoneyCard account by using the recipient’s phone number or email. As I mentioned earlier, receiving money from others is one way to top up your account.
iv) Buy goods and services
If you are the kind of person who does not like carrying cash, then you can use your Walmart MoneyCard to purchase your goods and services. You will get various cash-backs when you use the card at select places.
v) Transfer money to a bank account
Walmart MoneyCard allows you to transfer funds from your account to your bank account. You can transfer money to online banks such as Chime, Chase, and Wells Fargo, among others. An online bank like Chime that does not have physical branches allows you to use your money online using the banking app and debit card. You can also transfer money from Chime to a bank account.
vi) Send money using Western Union
You can use your Walmart MoneyCard to transfer funds to others who can pick the money from various Western Union recipients.
Walmart is an American retail company that operates a chain of hypermarkets, discount department stores, and grocery stores from the US. The company offers the Walmart MoneyCard prepaid debit card in collaboration with the Green Dot bank.
You can apply for the Walmart MoneyCard online or at a Walmart retail store and activate it online. There are various kinds of transactions you can do with the card. You cannot transfer money from the Walmart MoneyCard to Cash App.