Walmart is an American multinational retail company that operates a chain of discount department stores, supercenters (also called hypermarkets), and grocery stores. The company’s headquarters are in Bentonville, Arkansas, United States. It also allows you to send money online. The company is among the most profitable businesses in the US, and at one time, it was listed as the most profitable business in the US. I will discuss Walmart to Walmart money transfer online later in this article.
The company operates not only in the US but also in other countries of the world. Walmart stores in Canada, Central America, South America, the United Kingdom, and China are highly successful. However, its ventures failed in Japan, Germany, and South Korea probably due to the local competition from other similar businesses. This usually happens when people are more affiliated with their products and businesses than those from foreign countries.
It is important to note that Walmart is a family business and is controlled by the Walton family. The founder of the business is Sam Walton. Apart from money transfer services, the company sells electronics, movies, music, games and furniture, clothing, footwear, jewelry, toys, garden supplies, health and beauty products, pet supplies, sporting and fitness items, party supplies, and groceries, among others.
What is Walmart Money?
Walmart money, or simply the Walmart MoneyCenter, refers to an in-store and online alternative to a bank that allows you to transfer money to others. You can also find cash services at designated stores all over the country. Moreover, you can find prepaid debit cards and credit cards that you can use to transact online and at physical stores that accept card payments. You can get these services at all Walmart stores.
You need to understand the Walmart MoneyCenter working hours before visiting any center near you. Usually, the operating hours are 8 a.m. to 8 p.m. Monday to Saturday and from 10 a.m.-6 p.m. on Sunday. You can find the nearest Walmart store near you by following the steps below.
- Go to Walmart.
- Click on the Menu (three lines in the top left)
- Click “Local Store” plus “Store Finder.”
- Click on the ZIP code section to type in your ZIP code
- Select “Update location.”
- Hit on the “Details” of the store you need to check.
- Contact the number of that store to get the operating hours details.
What services can I get at a Walmart MoneyCentre?
There are numerous services you can get at a Walmart MoneyCentre. They include the following.
1) Cash checking
You can quickly cash your checks at Walmart MoneyCentre and receive cash. These include payroll, government checks (including tax refund checks). You have to part with some fees when cashing out checks. The maximum fee is $4 for cashing checks of up to $1,000, while the maximum fee is $8 for cashing checks over $1,000 and up to $5,000. The $8 fee also applies to checks amounting to $7,500 during tax refund season.
Walmart cash checking is a cheap way to cash checks if you do not have a bank account or a prepaid debit card.
2) GoBank Mobile checking account
You can get a Mobile checking account with up to an $8.95 monthly fee that can be waived. The account has no credit check, and thus it is easier to get compared to a traditional checking account. Furthermore, the account has no overdraft fees. If you need some extra money to work on something, the GoBank Mobile checking account service providers will always give you a loan with no fees.
You can also get a debit card issued by Green Dot Bank with free access to 42,000 ATMs across the country. Above all, this is an account where you can send money with a checking account number instantly to other account holders of the same institution. If you have had a hard time getting a bank account, this is one of the best options you can consider.
3) Bluebird Prepaid debit card
You can get the Bluebird Prepaid debit card with no monthly fee at the nearest Walmart branch and use it for various transactions. The card has free access to over 30,000 ATMs in the whole country. Interestingly, you can get an overdraft using the card with no fees whatsoever. In places that accept American Express, the card works without limitations since American Express issues the card.
4) Walmart MoneyCard
If you have been dreaming of getting a prepaid debit card, then Walmart MoneyCard is one of the best choices. It has a cash-back rewards program of 3% at Walmart.com, a 2% cash-back at Walmart gas stations, and a 1% cash-back at Walmart stores. You can use the debit card wherever Visa or Mastercard is accepted.
The card has no overdraft fees. However, transactions over your balance are automatically declined. You should note that the card has a $5.94 monthly fee that the issuer can waive at some point. The card issuer is the Green Dot Bank.
5) Bill Pay
Paying bills is one of our everyday necessities, and Walmart understands that. That is why you can get a bill pay service so that you can settle various bills such as water, electricity, and internet, among others. You can pay your bills online, in-store, or by using the Walmart app. The app offers real-time, same-day as well as next-day delivery.
You can transact with more than 15,000 billers, whereby the bill payment costs vary with the provider, biller, and payment speed. The service can suit you if you are a Walmart shopper without a bank.
6) Capital One Walmart Rewards Card
Here is another beautiful product from Walmart MoneyCenter that allows you to transact online or at physical stores so long as they accept Mastercard. Capital One issues the card.
The rewards program comes with a 5% cash-back on Walmart.com purchases, a 2% cash-back from the Walmart stores and gas stations, at restaurants, and on travel, and a 1% on all other purchases. The card suits the people who spend a lot at Walmart.com.
7) MoneyGram money transfers
You can send money online or in person to MoneyGram locations within the U.S. or abroad. The service is by MoneyGram, and transactions come complete in minutes.
8) Walmart2World money transfers
The service enables you to send money from Walmart.com, a U.S. Walmart store, or the app to MoneyGram pick-ups in more than 200 nations and territories. Delivery of the funds happens in minutes, and transfer fees range from $4-$16.
9) Walmart2Walmart money transfers
Walmart2Walmart money transfer is one of the best ways to send money to someone without a bank account. The service allows you to send money between U.S Walmart stores, including Puerto Rico, in-person or even through the Walmart app. Ria powers the transfer service and can complete it in minutes. Fees range from 4-$16.
The Walmart2Walmart money transfer service is best if you need to transfer money quickly and cheaply and when your recipient is near a Walmart store.
How to send money using Walmart2Walmart money transfer service
You can quickly transfer money using the service once you visit any Walmart store near you. You only need to head straight to the Customer Service Desk or Money Services Center with your photo identification document. It can be any of the following.
- U.S. Driver License (including Puerto Rico)
- International Passport
- Military ID
- U.S. Permanent Resident Card
- Tribal ID
- State ID, including Puerto Rico
- United States Passport
- Mexican Matricula Consular
Walmart does not accept temporary paper IDs. When sending, you can pay for the transaction using a U.S. currency or a PIN-based debit card. There are various receive options, including cash, debit card, bank account, mobile wallet, & home delivery. Funds should arrive at the recipient’s location within a minute though there are some exceptions.
To find a Walmart store near you, just use the store locator.
Once you complete the transfer process, you can track your transaction at the Walmart website using the details on your receipt. If you face issues during your transfer, you can contact Ria’s customer line at 1-855-355-2144.
Walmart tips to secure your money
Walmart has various tips that protect you from losing your money after sending it to the wrong person. These include the following.
- Never transfer money to a stranger. You must know who you are dealing with first.
- Never send money in situations such as receiving money from lotteries, job offers, IRS or the police payment, and so on since they are scams.
- Never send money before hearing the story. Call the person in need and talk to them just to be sure.
- When the deal is too good, avoid it.
- Only share your transaction reference number with the person you are sending the money to.
Fraudsters tend to play with people’s emotions and can call to pretend to be the police, fire emergency team, your relatives, and so on. That is why you need to be very careful not to lose your hard-earned money.
Walmart is among the largest retail companies that operate in the US and other countries such as Canada and the United Kingdom. Walmart to Walmart Money transfer service is one of the best services you can get in the US. All Walmart stores offer money transfer services, and recipients can get the money in cash, debit card, bank account, mobile wallet, & home delivery.