Cash App Cash Card is a debit card from Cash App, a money transfer platform from Square Inc that allows you to send and receive money from others. In short, the platform is a peer-to-peer money transfer service where users can share funds instead of using banks and other media of money transfers. The Cash App Cash Card connects to your account. But where can I load money on my Cash App Card?
As a Cash App user, you need to load your account with money. Since the Card connects directly to your Cash App, recharging your account means your Card is loaded. We shall see the various ways you can avail money to your app later. For your information, Cash App is purely an online money transfer service. Therefore, you cannot find any physical branch for the service.
Cash App and many other mobile wallets have eliminated the need for writing checks. Many people now prefer this transfer avenue since they are faster and cost less. For example, when you send money to another user, the funds arrive instantly or within a few minutes. Checks can take several days to arrive at the target recipient, and processing begins. The wait is too long. The same applies to bank transfers.
How to get started with Cash App?
To start using the service, you have to create an account online. The process is straightforward using your smartphone, computer, or even tablet. You only need your full name, ZIP code, and an email or phone number to open your account, and you will also need a bank or debit card later, though not a must.
You don’t necessarily need a bank account to open your account. However, you will need it to use all the app’s features. Adding a bank account helps you increase your monthly sending and receiving limits when you thoroughly verify your account.
When opening, you will need to create your $Cashtag username that others will use to send you money. Again, you will get the Card for free. The company will send it to your mail. As I said earlier, the Card connects to your app balance. You can use it anywhere that accepts Visa cards.
How do I apply for the Cash Card?
It is not automatic that you will get the Card once you open your account. However, you can apply and receive it at your location if you need it. You must download the Cash App application and be 18 or over to apply for the Card.
Again, you can customize your Card to show your “Cashtag,” username, then choose your Card’s finish, such as adding stamps, signatures, or any other artwork to the Card. The cards arrive at your location within ten business days.
How to use the Cash App card?
Once you get your card and activate it, you can use it for various transactions. The following are ways you can use it.
i) Buy goods and services
Like any other payment card, the Card allows you to pay for your goods and services. When purchasing online, you can provide the card number, the CVV, and the expiration date to make the payment.
You can also swipe at physical stores and have the transaction cost deducted. Even the app itself allows you to buy goods and services. That is one way to get money off a Cash App without a card or bank account.
ii) Withdraw funds at an ATM point
You can get money out of your Cash App account using your Card. You only need to visit any ATM point that supports Visa cards and withdraw money using your PIN. Therefore, you do not need to transfer money to a bank account to withdraw over the counter at all. However, the platform charges a $2 fee when you withdraw funds from an ATM.
Interestingly, you can avoid the fees if you have a direct paycheck deposit of at least $300 per month. The platform reimburses the $2 ATM fee back to your account.
iii) Pay bills
You can cater to various bills when you use the Card. If you use electricity, water, internet, and so on, you can use the debit card to pay for the services every month so long as the service provider supports them.
iv) Transfer to a bank
You can withdraw money from your Card from an ATM or over the counter and deposit it to a bank account. If you wonder how to transfer money from Cash App to a debit card, you have the answer. When you move funds to a checking bank account, the funds are also available for a debit card that connects to the bank account.
Where can I load money on my Cash App card?
You cannot use the app if the balance is zero. You have to recharge the account appropriately. If you wonder how you can recharge, then worry no more. The following are the places where you can recharge.
- Dollar General
- Family Dollar
- Rite Aid
- Dollar Tree
- 7-Eleven/ 711 Stores
You only need to go to the counter and request the cashier add money to your Card. Fees may apply when you use the service, and you should be prepared for that. However, there is no specific amount as it varies with every reloads agent.
Initially, you could load your Card at an ATM, but the service is not supported nowadays. Again, not all Walmart stores allow you to load money. Other reloading ways include the following.
1) Receive funds from other Cash App users
As I mentioned earlier, Cash App allows you to send and receive money. You can share your $Cashtag with your friends and relatives to send you money to your account. Once the money is in your account, it will be available with the Card. That is one way you can add money to a Cash App without a debit card or bank account.
Instead of funding your transactions with a bank, you receive funds. Receiving money from other users is free. Even when sending money to others, you pay no fees at all.
2) Load money using a bank account
Earlier, I mentioned that you could add money to your account using a bank account. Adding a bank account also opens more opportunities on Cash App. You can load money using a bank account and use it for your transactions.
3) Direct deposit
Cash App supports direct deposits from various government agencies and employers. During this Covid’19 pandemic, you can receive government unemployment benefits using Cash App. You can also receive your salary via the app.
When setting up a direct deposit, you have to fill a form from the source of funds and include details such as the routing and account numbers. Direct deposit requires senders to transfer money using the routing number and account number of your Cash App.
4) Use your debit or credit card.
You can opt to add a debit or credit card to your Cash App instead of a bank account. Using a debit card to load funds is free, just as with your bank account. However, using a credit card attracts fees.
Does Cash Card have rewards?
The Cash Card gives you instant cashback and Boost, saving you up to 15% off at the dining places, grocery stores, retail, and other purchases. The Boost allows you to earn an instant discount on your everyday purchases, and you can save a lot with the Card.
How to load on Cash App using a bank account
You can transfer money from a bank account to your Cash App account when you add its details. For example, one can transfer money from Chime to Cash App for your transaction activities since the service supports Chime.
The following is the process you can use to add money to your Cash App account using a bank account.
- Tap the Banking tab on your screen
- Hit Add Cash
- Choose an amount
- Select Add
- Use Touch ID or your PIN to confirm
The funds will then be available in your account and on your Cash Card. Remember that you can also transfer funds from your app to a bank account as long as you have added it. You can use the steps below.
- Tap the Balance tab on your home screen
- Hit Cash Out
- Choose the amount to withdraw and press Cash Out
- Select a deposit speed
- Confirm with a PIN or Touch ID
Most online money transfer platforms allow you to move money to a bank account. Even Chime, an online bank, allows you to move money to a bank account. You can transfer money from Chime to a bank account by following a few steps.
A Cash Card is a debit card from Cash App that allows you to use your Cash App balance. You can get the Card once you open your Cash App account and apply. The Card allows you to withdraw money at an ATM, buy goods and services, get rewards, and pay bills. You need to add money to the Card directly at reloading locations or via the Cash App.