How Much Does Western Union Charge To Send $100

The Western Union is an American multinational financial company with headquarters in Denver, Colorado. It started its operations in 1851 as the New York and Mississippi Valley Printing Telegraph Company in Rochester, New York. Later in 1856, the company merged with a competitor and changed to Western Union Telegraph Company. It became the primary telegraphy industry in America from the 1860s to the 1980s. Later, the company started offering money transfer services where you can transfer money across the world. But how much does western union charge to send $100? 

You will know about the various charges by the company later. Just to go back to how the company developed to offer the current services. Several changes came about after the merger with the competitor. It became the pioneer of various technologies such as telex and telegraph-related services such as wire money transfer on top of its main business of delivering telegram messages. Therefore, it is one of the earliest communication companies that made the world better. 

The institution offers various services such as wire transfers, money orders, bill payment, transfer tracking, and price estimation. The ancient services such as sending telegrams are now unnecessary as the world has advanced to more convenient communication methods such as phone calls, texting, emailing, social media chats, and other modern communication processes. Switching to money transfer services keeps the company running to date. 

How to open a Western Union account

Western Union allows you to create an account online and enjoy money transfer services. You only need to visit the Western Union registration page to get started. A page will open where you must create a profile by entering details as they appear on your government-issued ID. The following are the details you need to provide to get started. 

  • First, middle(optional), and last names
  • Email address
  • Password 

Once you have finished that, you can tap on ‘Continue’ and follow the next steps to complete your registration. An online profile allows you to send money through Western Union online instead of visiting a branch which can be time-consuming and tiresome. Interestingly, you can invite others to sign up and earn a $20 Amazon.com e-gift card once you open an account. 

How to send money through Western Union

how much does western union charge to send $100

Once you have completed creating your profile, you will perform various transactions. Western Union allows one to send money online, wherever you are. You can send money online quickly and conveniently with Western Union® to family and friends on the other side of the world.

Western Union transfers are encrypted, and you can be sure that your funds will arrive safely. You can use your debit card/credit card to fund your transfer. Since you can send money directly to someone’s bank account, you can transfer money from a debit card to a bank account using Western Union. 

Again, Western Union is trusted by millions of people worldwide since it has a good reputation. Once you register and verify your profile successfully, you can proceed to send money to others. You should begin by selecting where you want to transfer the money to.

Here, you have to enter the destination and the amount to send. After that, you can choose to send funds internationally or locally to a nearby Western Union location, directly to your recipient’s bank account or their mobile wallet.

Next, enter your recipient’s details for their bank account or their name and address, depending on how you want them to receive the funds. Name and address are for physical cash pick up. 

Lastly, confirm the transfer and send it. You can track your transfer to know when the funds arrive. Depending on the method used, funds can arrive in minutes. After sending, you must get a confirmation email from the company with a Money Transfer Control Number (MTCN) to help track your transaction. Keep in mind that you can transfer money online, by phone call, in-store, or use the mobile app. 

How much does Western Union charge to send $100?

Western Union charges fees when you are transferring money to others. But how much does Western Union charge to send money? Fees may vary from one country to the other, and therefore, you should use the company’s Price Estimator online to know how much it will cost you to send a particular amount of money. 

To transfer $100, you will pay fees of around $15. 90. You pay the fee when you send funds between $85.01 — $165.00 in the US. The fees apply to other countries such as Canada and Mexico. You can check the fees in your country on the Western Union Fees table.  

Can you transfer finances from Western Union to Cash App?

We have seen that you can transfer funds from Western Union to a bank account belonging to someone. But can you transfer money from western union to Cash App? Western Union does not allow money transfers to ash App since the two services do not support each other.

However, you can transfer money indirectly to a Cash App account by first sending money from Western Union to a bank account that links to Cash App and then adding money to Cash App from the bank account using the steps below.

  • Open Cash App to log in.
  • Tap the bank icon on your screen to open the Banking tab.
  • Hit on the Add Cash button.
  • Enter the amount of money to add to Cash App.
  • Hit on the green Add button to complete.

You will have successfully moved funds from your Western Union account to the Cash App account. 

Can you pay bills with Western Union?

Western Union is not just about sending money to others. You can also settle your bills quickly, such as electricity, internet, and water. To pay your bills, you can start by logging in or Signing up and verifying your profile to pay a bill online. Using your US driver’s license, passport, or government ID, you can verify your profile.

Next, you need to find your biller by typing in the name in the space provided. After that, you should complete the required fields by simply providing your account number and the amount of money to pay towards the bill. Once you fill the required fields, you should select a secure payment method.

You can pay for your transaction with your credit/debit card. You can use Western Union to transfer money from one card to another when you transfer funds to a checking account that links to the debit card you need to add money to. 

Once you finish the transaction, you will receive a confirmation email with the money transfer control number (MTCN) of the transaction for your records.

Apart from paying online, you can pay using the mobile app that you can download from various stores such as Google Play or App Store. The app allows you to pay bills anywhere and any day. Also, you can pay your bills in person by visiting any of the 55,000 US agent locations. 

Another way you can make your payments is by phone. You just need to call 1-800-634-3422 from your device and pay using a credit/debit card. It is convenient to pay by phone if you cannot access the internet. 

How to pay bills using the Western Union® app

You can use your App to pay bills in the following manner.

  1. Log in with Touch ID or other credentials.
  2. Select ‘Pay bills’ and search for your service provider by typing in their name.
  3. Provide your account number and the amount to pay towards the bill.
  4. Enter your credit/debit card details.
  5. Check for a confirmation email with the money transfer control number (MTCN) for your records.

How do I pay bills with Western Union by phone?

Now that I have discussed that you can pay bills by phone, you might be wondering how you can go about it. You can follow the steps below.

  •  Call 1-800-634-3422 or 1-800-325-4045 (for Spanish) from your phone number. 
  •  Follow the prompts. You’ll need the account number on the billing statement.
  •  Pay the bill using a credit/debit card issued from a US bank.
  •  Get a tracking number (MTCN) and save it as proof of payment.

How to pay bills in person with Western Union

As I mentioned earlier, you can decide to visit the nearest location and pay bills in person. You can follow the steps below to carry out the process. 

  • Search for a nearby WU agent location online.
  • Go to the counter and provide your phone number to the cashier with the company’s name and your account number.
  • Pay for the transaction with cash or a US bank debit card.
  • Check for a confirmation email with the money transfer control number (MTCN) for your records.

Bottom line

Western Union is an American multinational financial company with headquarters in Denver, Colorado, and started its operations in 1851 as the New York and Mississippi Valley Printing Telegraph Company in Rochester, New York.

The company allows you to send money to various countries using their app, online service, in-store, or phone. You can fund your transfers using your debit or credit card. Western Union also allows you to pay bills.