Best Untraceable Money Transfer Apps

untraceable money transfer app

Money transfer refers to sending money from one person to the other. You can transfer money using a bank account, credit union account, or a financial technology company. When you send someone money, there are higher chances that they will know who has sent them money. However, there comes a time when you do not want the recipient to know your real identity. In that case, you need an anonymous platform to send money. We shall look at the best untraceable money transfer apps you can use today.

There are many reasons why people may want to send money without a trace. For example, if you are donating to a charitable organization, you may not want them to know who you are. Millions of people in the world like giving without showing who they are. That is why we have platforms that allow such transfers.

One thing you need to understand about the apps that allow anonymous money transfers is that only the recipient will not know the sender’s real name. However, the apps still know the sender’s details and can provide data about the sender when needed. That creates no room for fraudsters to misuse the platforms in their evil activities. The government requires all account openers to provide adequate information to ensure that terrorists and other types of criminals do not open accounts.

Process To Open A Money Transfer App Account

Money transfer apps operate online. Therefore, if you want to open an account with any of the money transfer apps, you have to do it online through the internet. Usually, you require details such as your email address, phone number, and physical address to get started.

You can open your account using a mobile phone or your computer. It is more convenient to open an account using a smartphone than a computer since you only need to download the application from the relevant store and then fill out the required details. Typically, account opening takes a few minutes to complete as long as you have all the requirements.

When opening an account online, you must use a secure internet connection. That prevents fraudsters from accessing your data online. They can use the details to access your account and steal from you. Public Wi-Fi are some of the insecure sites you should avoid at all costs since they are easily intruded on by hackers.

Best Untraceable Money Transfer Apps

untraceable money transfer app

The best untraceable apps for money transfers allow you to send money with your username. We know that your username can be something that is not even related to you. Someone by the name of Eliud Paul can have a username like ama345ju. Such a username does not relate to them in any way; thus, no one can identify them when they send money.

There are various apps that you can use to transfer money anonymously. They include the following:

1) Cash App

Cash App is a money transfer app that operates in the United States and the UK. The platform allows you to send and receive finances within the country or between the US and the UK. When you create an account online, you usually get the $Cashtag username that is not a must to match any of your names. You will use the $Cashtag to send and receive funds from other Cash App users.

You can use the process below to move money using a Cash App.

  • Tap your Cash App mobile app to log in.
  • Enter the amount of money to send.
  • Hit the “Pay” button
  • Enter the email, phone number, or “$Cashtag” of the recipient.
  • Enter the reason for sending the funds.
  • Hit the “Pay” tab.

The recipient will receive the money showing the username as the sender. Therefore, they will not be able to trace you. Furthermore, hackers cannot trace your transactions in an attempt to hack your account due to the various security layers put in place. Cash App uses advanced data encryption formats that ensure your data is safe online.

2) Venmo

Venmo is a product of PayPal and only operates in the United States. The platform allows you to create a username that you can use to send and receive money. If you send money using the username, the recipient will not know who you are. Furthermore, Venmo has data encryption formats that ensure you remain untraceable by hackers.

You can send money via the platform in the following manner.

  • Open your Venmo App.
  • Hit on the “Pay or Request” tab.
  • Input your friend’s username, phone number, or email. If your friend is nearby, you can scan their QR code from their app to send money.

Since you are sending money anonymously, your friend is not around. Therefore, your username will work. You may also send money with a registered Venmo email that does not have your name. That way, your recipient will not know your real identity.

3) PayPal

PayPal also allows you to send money anonymously to avoid tracing. You have to open your account online using a smartphone or computer. Like the other platforms I have discussed above, PayPal allows you to transact securely online since the data is encrypted. Therefore, hackers cannot track your transactions in an attempt to steal from you.

PayPal also allows you to open your account with a username. The username does not need to be your name, as you can create something different. Also, you can use an email address that does not have your real name to send money. The recipient will not be able to know your identity. You can send money through PayPal in the following manner using your smartphone.

  • Open your PayPal app.
  • Tap ‘Payments’.
  • Next, hit ‘Pay’.
  • Enter the recipient’s name, username, email, or mobile number.
  • Enter the amount to transfer.
  • Choose ‘Currency’.
  • Add a message (optional).
  • Tap ‘Next’.
  • Select ‘How to pay’ and tap ‘Next’.
  • Select ‘Friends and Family’ or ‘Goods and Services’, then tap ‘Next’.
  • Confirm the details and tap ‘Send’.

Remember that you can use a temporary virtual card to fund your PayPal transactions and avoid traces of your bank account. However, due to the excellent security layers, you are unlikely to lose data to fraudsters online.

4) Paysafecard

Paysafecard is an anonymous payment application that allows users to look for retailers selling prepaid Paysafecard vouchers. The users can buy the vouchers with money and use the Paysafecard 16-digit PIN to pay online anonymously. Paysafecard requires you to combine online and offline interactions. That means you must have an internet connection to use the service. To see if the platform operates in your area, you can search for local retailers who sell through it in the app.

Other Ways To Transfer Without A Trace

Apart from using the above platforms, you can also use other means to transfer funds without a trace. They include the following.

i) Use cash

You can leave without a trace when making payments at filling stations, supermarkets, and grocery stores and using cash for your payments. The cash does not have your name, and thus you will not leave any traces of your payments.

ii) Use temporary payment cards

Some financial companies allow you to create temporary virtual payment cards out of your original card. Once you make your payment, the card is no longer helpful. That way, you will not leave any traces of your original payment card. The technique helps fight fraud whereby no one can get your actual card details. That way, you can prevent fraudsters from using your card.

Final Verdict

Money transfer refers to moving funds from one place to another. You can send money using banks, credit unions, and mobile money apps. There are various ways you can transfer money without a trace. That way, you can prevent fraudsters from getting your banking details and stealing money from you. Apart from using anonymous ways to send and receive money, you should also exercise caution by using secure internet connections.

Spencer Tierney is a writer and expert on certificates of deposits at His work has been featured by USA Today, MSN, SF Gate, the Los Angeles Times, NerdWallet and more. He earned a bachelor’s degree in English at UC Berkeley.