transfer visa gift card balance to paypal

How to Transfer Visa Gift Card Balance to Paypal

April 9, 2022

A gift card is a payment card that you can use to make purchases at specific or general retail stores, restaurants, gas stations, and other locations. You have to load money onto the card before you present it to the recipient so that they can spend it at accepted places. Some gift cards allow you to transfer balances to other payment platforms such as PayPal. We shall see how to transfer the visa gift card balance to PayPal shortly.

In most cases, it is free to recharge a gift card while some prepaid gift cards charge fees to purchase them. Again, some gift cards are reloadable while most of them become useless once you exhaust the funds. The reloadable gift cards save you the hassle of always looking for new gift cards once the balance in the existing card is over. If you have a child who schools far from you, a reloadable gift card can be the best option to top up remotely.

Nowadays, we have eGift cards that allow you to purchase goods only online. They are not like ordinary plastics but just digits. When you buy one online, you receive the card details to use them for payment. You can send a gift card via email or as a text message. eGift cards save you the cost of sending gift cards via the postal service. Again, beneficiaries can receive them as soon as they send them.

How to buy a gift card

You can either buy a gift card online or at a physical store. Gift cards come in different denominations and you have to decide which denomination you want to purchase before getting one. After that, you can proceed to purchase one.

When buying gift cards at a physical store, you have to present money to the cashier who then customizes the gift card according to your demands. You can even use your credit or debit card to pay for the transaction. They then electronically load the specified amount into the card and then present it to you after which you can send it to the person you intend to gift. One of the most prominent physical stores where you can buy gift cards is Walmart.

When purchasing online, you have to visit the concerned website and navigate to the section where you can buy a gift card. You can then choose the card denomination that you want to buy, then enter the necessary details and pay for it. You can buy a tangible gift card or an eGift card online. The tangible gift card will be sent to the address you provide. You can buy gift cards online with a checking account number, a payment card, or a mobile money wallet

How do you use a gift card?

Using a gift card is not that hard. Once you get one, you can use it to buy goods and services at the specific store that issued the card. Some gift cards are general in that you can use them to buy goods at various stores. You can either buy goods using a gift card online or at a physical store. When using an eGift card, you can mostly buy goods online.

However, the tangible gift card allows you to purchase goods both online and at physical stores. Once the funds are depleted, you can then discard the card in the best way possible. If it is a rechargeable card, you can keep it securely so that the person who gifted you can recharge it during the appropriate time.

How to transfer Visa gift card balance to PayPal

transfer visa gift card balance to paypal

PayPal is a money transfer platform that allows you to transfer money from one person to the other. You can add money to your PayPal account using various methods such as your bank account, debit card, prepaid card or receive money from others.

Interestingly, you can decide to transfer your Visa gift card balance to your PayPal account to use it for various kinds of transactions. You have to link the gift card to your PayPal account to be able to add money to our PayPal account. The following is the process to link your Visa gift card to your PayPal account. Have a look.

  • Open PayPal.
  • Navigate to your PayPal Wallet on a desktop computer
  • Tap “Link a debit or credit card.”
  • Hit “Link a card manually” if the option to link manually is available or link through a bank.
  • Enter your gift card information.
  • Select “Link Card.”

Once you have successfully linked your gift card to PayPal, you can then proceed to add money to your PayPal account. You only need to navigate to add money, then choose the gift card as the source of money. You can use the gift card balance to fund your PayPal transactions for example; you can send money through PayPal friends and family.

Can I use PayPal to buy a gift card?

Some gift card sellers allow you to use PayPal to fund your transaction when purchasing a gift card. When purchasing a gift card from an online seller such as Amazon then you can use your PayPal balance to fund your transaction. The seller directs you to log into your PayPal account to authorize your transaction.

If you do not have enough balance to use for your transaction, PayPal then draws money from your bank or linked card. Remember there up I mentioned that you can use your gift card balance on PayPal.  

Can I transfer money from PayPal to a bank account?

I can transfer money from PayPal to my bank account to save or use for other types of transactions. Paypal allows you to Once you have enough balance in your PayPal account, you can easily transfer the balance to your bank account. You must first of all link the bank account to your PayPal, and then proceed to transfer the funds.

Most banks in the US as well as abroad work with PayPal and you will find it easy to carry out the process. The following is the procedure to transfer money from PayPal to your bank account. Have a look.

  • Login into PayPal account
  • Navigate to My wallet.
  • Tap Transfer Money.
  • Hit on Transfer to your bank.
  • Select the bank account to deposit money
  • Click Continue.
  • Enter the amount to deposit and click Next.
  • Review your transfer and then click Transfer Now.

But how long does it take for PayPal to transfer money to a bank account? Well, there are two speeds you can use to transfer money from PayPal to your bank account. You can either use instant transfer or standard bank transfer. The instant transfer allows you to transfer money to your debit card that links to your bank account. The process takes around 30 minutes to complete. There are fees that accompany instant transfers.

The standard transfers allow you to move money from your PayPal account to your bank account. The transfer process is free of charge but takes between 1-3 days to complete. The instant transfer is suitable when transfering emergency funds while the standard one is for funds that are not urgently required.

Can I transfer money from PayPal to a Cash App?

You cannot directly transfer money from PayPal to Cash App. The two money transfer platforms do not support the transfer of money across each other. However, you can transfer money to Cash App via a common bank that links to both PayPal and Cash App.

You must, first of all, begin by linking the bank account to PayPal, then add the same bank details to the Cash App. After that, you can proceed to transfer money from PayPal to the bank account, then from the bank account to the Cash App.

The process may take longer but you will have eventually transferred the funds from PayPal to your Cash App account.

Can I use PayPal to load a Visa gift card?

As I mentioned earlier, you can use PayPal to purchase a gift card. That means you will have loaded money using a reloadable gift card. After that, if the card is reloadable, you may also load it online using your PayPal account, bank account, payment card, or at the physical branch using cash.

Can you transfer money from PayPal to a debit card?

You can transfer money from PayPal to your debit card instantly. The same way you transfer money to your bank account is the same way you will use it to transfer money to your debit card. However, this time around, you will choose a debit card instead of transferring to a bank account.

When talking of instant transfer, we are not talking of real-time transfer. The instant transfer can take up to 30 minutes to complete.  That is contrary to the standard transfer that takes up to three days to compete under normal circumstances. Sometimes it can even take more days if there are issues.

Where can I buy gift cards

There are various stores where you can buy gift cards. They include the following.

  • Amazon
  • Best Buy
  • Walmart
  • Macy’s
  • Target
  • eBay

Bottom line

Gift cards are payment cards that allow you to top them up before using them. Usually, you buy gift cards to give to someone else and that is why they are called gift cards. You can either buy gift cards online or at a physical store. Some gift cards are reloadable while others expire once you have exhausted the funds loaded. You can use PayPal, a bank account, or a debit card to pay for your gift card.

Posted by Spencer Tierney
Spencer Tierney is a writer and expert on certificates of deposits at His work has been featured by USA Today, MSN, SF Gate, the Los Angeles Times, NerdWallet and more. He earned a bachelor’s degree in English at UC Berkeley.