Skylight Card is a debit card issued by Regions Bank or Republic Bank & Trust Company. It is one of the best Netspend debit cards that you can have for your daily transactions. Since the card is a prepaid debit card that does not link to any bank, it is crucial to understand how to transfer money from the Skylight card to a bank account to move money to your bank account for saving or for other uses.
Prepaid debit cards only allow you to use the balance in your card account, and if exhausted, you have to load the card with more funds to continue enjoying the services. Most prepaid debit cards allow you to manage the card accounts online, whereby you can send and receive money online. Online accounts also allow you to check your transaction history, download statements, among other activities.
For the Skylight card, you only need your smartphone to run your online account. Even when moving money to your bank account, you can do so online by adding your bank account details, such as the account and even the routing numbers. In today’s article, I will teach you how to move money from the Skylight card to your bank account.
How do I get the Skylight Card?
You can get the Skylight card by applying for it online. You have to visit the Netspend website and register for the card. Once the card is ready, you will receive it at the address you provided during the account opening and then activate it online by visiting the Skylight card activation page.
During activation, tap on the New Customers section on the page header, and hit the Registration/Activation option. Next, enter the 16-digit card number and the CVV number on the back of your card, and select Continue to complete the activation process.
When registering for the card, you need various details, which include;
- Phone number
- Email address
- Physical address
- Social Security Number, and
- Government ID (Passport, Driver’s license, or ID card)
What is the importance of the Skylight Card?
The skylight one card has numerous advantages that you cannot afford to miss. First of all, the debit card makes payment of salaries and wages simple. Employers find it very interesting to pay their employees via the card since they only need to perform the direct deposits. The card ensures;
- Streamlined payroll since companies do not have to write checks to pay their employees.
- Low cost in that it is cheap to make deposits in the employer’s accounts.
- Complete program management since employers do not have to handle the payment process on their own.
Other importances of the card include the following.
i) Pay bills online
You can use the card to pay for bills such as water, electricity, internet, and transport, among others. You can also buy money orders and send money through the mail. Therefore, there is no time you will ever find yourself in a line waiting for service.
ii) Withdraw funds
Once you have received your payment, you can withdraw it without losing any coins. It means that you can get 100% of your payments at over 8,800 locations nationwide. You can as well withdraw cash at an ATM that accepts the card.
iii) Review your card account
You can easily view your transaction history as well as your balance at the Online Account Center. Therefore, it is easy to keep track of your expenditures other than just staying without knowing how you are using your money.
iv) Send money to other Skylight cardholders.
Since the card allows you to manage your card account online, you can quickly transfer funds to other Skylight cardholders.
v) Move money to a bank account.
The card allows you to move funds to your checking or savings account for various purposes. Money in a bank account is convenient for various kinds of transactions. For example, you can save for future use or even buy goods and services online. You as well send money with a checking account number instantly to others.
How to transfer money from the Skylight Card to a bank account
Skylight card does not have a direct way to transfer fund to a bank account. Since the card is a Netspend card and all Netspend cards do not support a card to a bank transfer, then you have to use indirect means to make money available in your bank account. The following are the ways you can transfer money from a Skylight card to a bank account.
1) Use PayPal
The card allows you to transfer money to PayPal. Since PayPal allows you to move money to a bank account, you can easily use the platform to move the funds. You must also ensure that the receiving bank account links to PayPal. You also need to link the Skylight card to PayPal as follows.
- Sign in to your PayPal account
- Go to Wallet
- Below the ‘Debit and credit cards, select ‘Add a card.’
- Select the type of the card
- Key in the necessary details
- Click Save
To connect your bank account, you can follow the procedure below.
- Move to Wallet
- Select ‘Add a card or bank account.’
- Choose ‘Add a bank account.
- Enter the ‘Sort Code’ and as well as your ‘Account Number.’
- Review your information and hit on Agree, and add
2) Transfer money over the counter
The card allows you to withdraw money over the counter of banks that accepts Visa and Mastercard cards. You can also withdraw funds at various centers across the country. Once you have withdrawn the money, you can request the officers to deposit it into your preferred bank account.
When withdrawing at a bank or center, you need to carry your card together with your ID card so that the concerned officers can identify you correctly.
2) Withdraw at an ATM point and deposit to your bank account
Since the card is a debit card, you can easily use it to withdraw money at an ATM and then deposit it in your bank account. Interestingly, debit and even credit cards allow you to withdraw money from your bank account 24/7.
Is it safe to use the Skylight Card?
If you are employed and receiving your payments via the card, then you should worry less since the card is secure to use. First of all, the card comes with a PIN (Private Identification Number). The PIN allows you to withdraw money at ATM points, and thus no one else can use the card to get money out of your account.
Secondly, the information you send online to the servers is encrypted in that no third party can intercept it. Thousands of hackers are always online looking for ways to get money out of your account in fraudulent ways. The company has considered the issue and you can be sure that you are safe online.
Moreover, you can set up alerts and notifications to get real time reports about any kind of activity in your account directly in your phone number. You can easily lock your card if you suspect that unusual activities are going on in your account.
If you are not comfortable holding money in your card account, you can then move it to your bank account and be at peace. Nowadays, it is easy to get a free checking account with no credit check and no deposit. In fact, having no bank account in this era is awkward since there are transactions that you must carry out via a bank account.
How do I protect my Skylight card from fraud?
The card is prone to fraud if you do not take care of it. You have to practice a high level of responsibleness to ensure that your funds are safe all the time. The following measures are necessary to protect your card.
1. Keep your PIN a secret
No one should know your PIN as it should be private information. Your PIN is usually a four-digit number that you can change if you suspect that someone has the information. You should never request any assistance when at an ATM point from anybody other than the bank officials.
2. Use a secure internet connection when online
Your information is very sensitive when online. Therefore, you have to ensure that you do not use insecure internet connections such as public WiFi. Hackers can easily read your data and use them to wipe your card account.
3. Immediately Report once you lose your card
If you report on time, your card issuer helps you lock the card, thus helping you to prevent losing money. If by any chance, the fraudster uses some money from your card, then you are not liable for any unauthorized use of your money.
Immediately reporting the loss of a card prevents transferring money to other accounts. If I may ask, how long does it take to transfer money between banks? It can take between 3-5 days for funds to move between your card to either PayPal or any other relevant platform. Therefore, you will have saved a potential transfer of money from your card account to another account.
Skylight is a debit card from Netspend that ensures easy payments of employees. Like any other debit card, the card allows you to withdraw money from ATM points, buy goods and services online, and transfer money to a bank account. You can run your account online using your phone or computer. You should keep your card’s PIN and other information a secret to avoid losing money.