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The Advanced Guide to Transfer Money from ReliaCard to Cash App

The ReliaCard is a reloadable Visa debit card that gives you the electronic option for receiving your government agency payments. The U.S. Bank issues the card which operates like other cards whereby you can buy goods and services and withdraw money from ATMs. This article will give you a guide about how to transfer money from ReliaCard to Cash App.

Cash App is a digital payment company that allows you to send and receive money from others. Since Cash App supports payment cards, we will see if it is possible to link your Cash App account to ReliaCard and transfer money to the app. Cash App mainly relies on payment cards and banks to fund various transactions such as buying goods online and sending money to others.

The provision to transfer money from one platform to the other makes the circulation of money efficient. It makes it easy to avail payments through various payment platforms, thus increasing the convenience of electronic money. Since the introduction of digital payment services, life has been easy in different parts of the world. You can even transfer money across borders via payment platforms such as PayPal and Payoneer.

How do I get ReliaCard?

You can get a ReliaCard if you are a beneficiary of a government benefit program. There are two options to receive your agency payments. The first option is to sign up for a direct deposit to a US bank account, while the second option is to have the ReliaCard.

Direct deposits allow you to receive your periodical payments to your checking or savings account for your bank or credit union account. When applying for a direct deposit, you need the routing and account numbers of the receiving accounts.

There are two options to apply for direct deposit to your bank account. The first method is by using the Online Claim System and selecting electronic deposit. Alternatively, you can print the Authorization for Electronic Deposit Form and send it to your unemployment agency. It takes up to 2 weeks for your agency to verify your account. You will still receive your payments via checks as you wait for your account to be ready.

However, using the online system is the most efficient method since the information enters the system instantly. If you do not apply for a direct deposit, you will automatically receive the ReliaCard into your mailbox details that you provide when signing up for the ReliaCard. Earlier on, I mentioned that you can use ReliaCard to buy goods and services. Well, you can also transfer money from ReliaCard to a bank account. Is that not amazing?

How to activate your ReliaCard

Once you get the card, you must activate it by calling the customer service center at 1-855-279-1270. The phone number is toll-free, and thus, you should not worry if you do not have airtime. During the activation period, you need to choose the identification PIN required when withdrawing money at ATMs. 

Alternatively, you can activate the card online when you visit the ReliaCard website. You should note that you should not throw away the card if you signed up for a direct deposit since your agency will opt for the card if your direct deposit setup fails.

Interestingly, the card comes with various kinds of information, which include;

  • Instructions on how to activate the card
  • A Fee Schedule
  • The Cardholder Agreement, which has terms and conditions
  • A Guide to show you how and where you can use the card
  • The U.S. Bank Privacy Pledge

Once you activate the card, you will not need to request a new card since deposits will always automatically reflect your card account. 

How much should I pay to get the ReliaCard?

transfer money from reliacard to cash app

Getting a ReliaCard is free, and no one should ask you to pay any money to get the unemployment benefits. Furthermore, the unemployment agency does not use any other company to offer unemployment services to the beneficiaries. Thus, you should consider anyone claiming to offer the services as a fraudster.

Fraudsters may also email you lying that you have received the card. Others may also call you and try to obtain money from you. If such happens to you, make sure that you report to the agency by calling 877-877-9392 (Oregon) or visiting the ReliaCard website.

What are the benefits of receiving payments via ReliaCard?

There are lots of benefits that come with the ReliaCard as compared to the direct deposit option. They include the following. 

i) Agency benefits

  • Reduces costs that come with paper checks or vouchers, reconciliation, postage, or replacement of lost checks
  • Maximizes electronic payments
  • Less process as compared to direct deposit

ii) Cardholder benefits

  • The convenience of funds loaded to your card eliminates the need to cash or deposit a check
  • The card allows you to make purchases at stores that accept it
  • You can withdraw funds at an ATM point
  • You can transfer money to a bank account. Again, the bank account does not need to be yours, as you can successfully use the Reliacard to transfer money to someone else’s bank account
  • The card comes with Zero Liability
  • Transaction alerts
  • Excellent Customer Care
  • It is secure to operate the card online since the issuing company has invested a lot in data security
  • You can track your expenditure
  • Funds are safe since they have FDIC insurance

What kind of benefits can you receive via the ReliaCard?

There are many benefits you can receive via the card. They include the following.

  • Child care
  • Child support
  • Unemployment insurance
  • Worker’s compensation
  • Pension programs
  • Personal income tax returns
  • Temporary assistance for needy families
  • Health and human services
  • Housing authorities
  • Trade adjustment assistance

How to transfer money from ReliaCard to Cash App

To transfer money from a payment card to your Cash App, you must first link the card to your Cash App account, which just takes a few minutes to complete the process. However, it is essential to note that ReliaCard does not support the direct transfer of money to Cash App. You can use a bank account as a bridge to move money to Cash App.

The first step is transferring money from your ReliaCard to a bank account that links to Cash App. You can initiate the transfer to a bank account via ACH withdrawal if your service allows that. You must complete the required fields effectively to avoid delays and errors in the transaction process. But how long does it take to transfer money from ReliaCard to a bank account?

Well, the ACH transfers usually take 3-5 days to complete. Once the funds are available to the bank account, you can start availing them to your bank account. If you have not added the bank account to your Cash App account, you can add it by following the procedure below.

  • Hit on the Banking tab on your screen
  • Select Link Bank
  • Follow the guidelines

You can add money to your bank account from your Cash App by following the procedure below.

  • Open your Cash App account
  • Hit on the Banking tab on your screen
  • Hit on Add Cash
  • Choose the amount of money to add
  • Tap Add
  • Use Touch ID or your PIN to confirm the transaction

Transfer of money from your bank to Cash App can take between 1-3 days to complete. The duration varies from one bank to the other. When you calculate the overall period taken to move money from ReliaCard-bank- Cash App, you find that you have to wait for around 4-8 days for the transaction to complete.

Is it safe to have money in your ReliaCard account?

There is no harm in having money in your card account since various mechanisms are put in place to ensure that you don’t lose money. Mechanisms used to secure your money while on the card are as follows.

1) PIN

Once you receive the card, you are supposed to choose a PIN. The four-digit number is supposed to secure your card account from thieves who can withdraw money from ATMs without your permission.

2) Data encryption

Your online activities are secure since no one can intercept your communication with the servers. Hackers can never find your account details unless you are careless enough to use an insecure internet connection.  

3) FDIC insurance

The ReliaCard issuing bank has FDIC insurance in that your money is safe at the bank. That means that in case the bank collapses, then you can be sure that you will get your funds back.

Can I add money to my ReliaCard?

It is important to note that ReliaCard does not have a routing and account number. Therefore, there is no way you can set up a direct deposit for the card. Only the issuing agency can load the card with money. That shows that if I have the card, no one can withdraw money with my account number. The card does not have an account number anyway. Furthermore, an account number only is not enough to get money out of a card, bank, or credit union account.

Bottom line

ReliaCard is a Visa debit card that allows you to receive unemployment benefits from the relevant agency. You do not have to apply for the card since you automatically receive it once you apply for the benefits unless you sign up for a direct deposit. ReliaCard does not have account and routing numbers, and thus only the concerned agency can load the card with money. You cannot directly add money from ReliaCard to Cash App.

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