transfer money from prepaid card to cash app

How to Transfer Money from Prepaid Card to Cash App

May 14, 2022

Prepaid cards are payment cards that allow you to recharge and use them for various transactions. The cards operate like debit cards, although they do not necessarily link to bank accounts. Usually, most of these cards require details similar to those of banks during application. There are various transaction activities you can do with a prepaid card. You will learn how to transfer money from prepaid card to Cash App later.

You can get a prepaid card from various companies online or in physical stores. When you apply online, you must present your details and upload the necessary documents. Online application is convenient as you do not have to leave your room to line up at a branch. You only require an internet-enabled device to make your application, and you are good to go. A smartphone, a computer, or a tablet can do.

As I have said, you require various documents to open a prepaid card account. According to federal government regulations, every financial company should collect various details from those opening accounts. The documents needed include Social Security Number, an identification document such as your passport, State ID, email address, and phone number. You may also require a bank account to add money to your prepaid card account.

How to get a prepaid card?

You must apply for a prepaid card from the relevant issuer. One should have the correct deposit amount since the card requires you to deposit finances to use them. In most cases, you can provide your bank account details to add funds to your prepaid card account.

Upon making your deposit, you can then get your card for use. If you apply online, you will receive the card via courier services to your address. Once you get it, you need to activate it for use. Upon applying for your card at a location, you may get your card immediately or after some time. Once your balance is insufficient, you should reload your card to continue using it. 

What is Cash App?

transfer money from prepaid card to cash app

It is essential to know what Cash App is before we see how you can transfer finances from a prepaid card to your Cash App account. Cash App is a peer-to-peer money transfer service that operates in the United States and the UK. It operates online, and you can open your account using devices such as smartphones, computers, or tablets.

Cash App has an application that you can download from Google Play. The company prefers account opening using the app. However, you can open your account over the web by visiting the Cash App website.

How to get started with Cash App?

Getting started with Cash App is straightforward. You need to download the app for iPhone or Android, open a Cash App account, link Cash App to your bank account, add money to your Cash App and start using your account for various transactions.

To open an account using the Cash App application, you can follow the steps below.

  • Hit on the Cash App to launch it
  • Enter your phone number or email to create your account
  • Enter the secret code from Cash App
  • Invite friends to sign up and earn cash (optional)
  • Enter your debit card details to connect your bank account to Cash App
  • Select a $Cashtag username
  • Input your zip code
  • Start using your Cash App

By following the above process, you are done with your account opening. The next thing is to add money to your account to start using it. You can add funds to Cash App in various ways, some of which allow you to add money to Cash App with no debit card. The following are ways to add money to your account. 

i) Add money from your bank account.

One of the significant ways you can add money to your Cash App account is using your bank account. The steps below show how to add money using your bank account.

  • Launch the Cash App
  • Tap the bank icon on your screen to open the Banking tab
  • Hit on the Add Cash button
  • Enter the money to add to your Cash App account.
  • Hit on the green Add button

ii) Receive finances from others

As I mentioned earlier, Cash App allows peer-to-peer money transfers whereby you can send money to each other. Therefore, you can receive finances from other users to add to your balance. Interestingly, Cash App allows you to request money from other users, making adding money to your balance easy. To receive money from Cash App users, you should provide your username, phone number, or email address.

iii) Direct deposit

Direct deposit is a money transfer method that allows you to receive money from your employer or government agency. You can set up a direct deposit and receive your salary into your Cash App account if you are employed. That way, your balance will increase substantially.

iv) Check deposit

You can deposit checks in your account using the mobile capture method. Instead of taking your check to your bank, you can take photos and upload them to your Cash App account for processing. You only need to navigate the check deposit section and carry out the process.

How to transfer money from a prepaid card to Cash App?

Prepaid cards can be reliable sources of money to fund your Cash App transactions. However, currently, we do not have prepaid cards that work with Cash App. That is because the platform does not support prepaid cards. However, you can use indirect ways to transfer money from a prepaid card to your Cash App account. 

The best way is to transfer the funds to a bank account linked to the Cash App account and add finances to your Cash App account. Even though some prepaid cards do not support bank withdrawals, you can find a few with that option.

Another sure way you can transfer money from your prepaid card to your Cash App is by withdrawing the money at an ATM, then depositing it in the bank account that connects with your Cash App account. After that, you can initiate a funds transfer from your bank to your Cash App account.

Moreover, you can add money to Cash App using a prepaid card through the Cash App cash Card. You only need to withdraw funds from your prepaid card at an ATM, visit a reload center and pay cash to load your Cash App account. That way, you will have added money to your account indirectly. Some reload centers include 7-Eleven, CVS, Dollar General, Dollar Tree, Family Dollar, Rite Aid, Target, and Walgreens.

How can you use Cash App?

There are various ways you can use your Cash App account. They include the following.

1) Transfer money to a bank account

You can utilize your Cash App account to transfer finances to your bank account. The process requires that you transfer money using the routing number and account number of your bank account. However, you should first link the bank account to Cash App before making a transfer. You can utilize the steps below to transfer finances to your bank account.

  • Log in to your Cash App account.
  • Hit on your Cash App balance to open the Banking tab.
  • Select the Cash Out button.
  • Tap and enter the amount of money to withdraw
  • Hit the Cash Out button

Remember that transferring money to your bank account can take around 1-3 business days for the transfer to complete. That is called the standard transfer and is usually free. Also, Cash App allows you to instantly transfer money to your debit card. To transfer money from Cash App to a debit card, you must pay some fees.

2) Send money to others

The platform allows you to transfer finances to other account holders. Remember that Cash App is a peer-to-peer money transfer service that allows you to send money to others. You can use the process below to send money.

  • Select the $ on the Cash App screen
  • Enter the amount of money to send
  • Tap Pay to search for a $Cashtag, mobile phone number, or email
  • Add a note
  • Tap Pay to send money

The recipient should get the funds as soon as you send them unless there are technical issues with the service.

3) Buy goods and services.

You can buy goods and services using your account. Numerous businesses support Cash App payments, and you need to send money the same way you can send to other Cash App users. You need to get the business’s user name and carry out the transfer.

Alternatively, you can make payments using the Cash App debit cards to pay online or physically. When paying online, you can provide the card’s number, expiry dates, and the CVV to complete your payment.

Bottom line

A prepaid card refers to a payment card that allows you to recharge with a certain amount of money. The cards operate like debit cards, although they do not necessarily link to bank accounts. You can apply for a prepaid card online or at a physical branch.

Once you get the card, you can shop at various places and withdraw money at ATM points. Prepaid cards cannot work with Cash App since the platform does not support them.

Posted by Spencer Tierney
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Spencer Tierney is a writer and expert on certificates of deposits at transfermone.com. His work has been featured by USA Today, MSN, SF Gate, the Los Angeles Times, NerdWallet and more. He earned a bachelor’s degree in English at UC Berkeley.