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How to Transfer Money from Google Pay to a Bank Account

Google Pay (also called G Pay) is one of the fast-growing digital wallets developed by Google to power online, in-person, and in-person payments.  The app, like many others, allows you to transfer money to a bank account. You must know how to transfer money from Google Pay to a bank account to carry out the transaction process. Amazingly, the process is simple as long as you have linked a bank account. Almost all US banks work with Google Pay, and your bank will likely support the app.

Even though digital wallets allow you to transact without the need for a bank, you will always find the need to have a bank account. In this era, you can find it challenging to survive without a bank account. Everyone needs to save money, take and pay loans, and set automatic payments for bills such as water, electricity, internet, and transport, among others. Most service providers do not accept other payment platforms other than banks.

When Google developed Google Pay, they aimed to allow users to make in-app payments, although you can now make other kinds of transactions. Initially, Google Pay was known as Android Pay since only Android phones could use the service. However, today you can use the app with an iOS phone or tablet. Google Pay users in the US and India can smoothly operate their Google Pay accounts using their iPhones, iPads, and Apple Watches.

How do you open a Google Pay Account?

Before opening a Google Pay account, you should make sure that your phone has Android 5.0 (Lollipop) or higher. You also must be at least 18 years old with the necessary identification documents. Next, follow the steps below to set up your G Pay account.

  • Download the Google Pay app
  • Open the app
  • Select Create Wallet
  • Enter your GP/skitto number
  • Choose a preferred PIN and enter the reference code in case you were invited.
  • Hit create wallet and follow prompts.

You can make Google Pay your default payment app if you have another contactless payment app on your phone. To carry out the process, move to the phone’s settings, and make Google Pay your default payment app. However, this should be depending on your choice and preferences.

How does the Google Pay App work?

how to transfer money from google pay to bank account

Google Pay allows you to make various kinds of payments online while logged in to the app. The app allows you to do the following.

1) Send money to others

You can quickly transfer money to other G Pay users online by following the procedure below.

  • Open your Google Pay app
  • Tap a suggested friend on the Pay screen. Recent recipients will appear first on the list
  • Tap on the contact you want to send money to
  • Tap Pay
  • Enter the amount to send
  • Choose a payment method
  • Tap Pay

ii)  Transfer funds to a bank account

Google Pay allows you to move money to a bank account with just a few taps. You must make sure that your bank works with UPI or does not work when you add it. You can add a bank account by following the steps below.

  • Open Google Pay app
  • Tap your photo in the top left section
  • Hit on Add bank account
  • Choose your bank from the list

iii) Pay online

You can quickly pay for goods and services online using your Google Pay app by following the procedure.

  • Open Google Pay app
  • Slide up right from the bottom of your screen.
  • Tap New.
  • Enter the name of a biller
  • Make payment
  • Select the preferred account
  • Follow instructions on the screen

How to transfer money from Google Pay to a bank account

If you have money in your Google Pay account and need it in your bank account, you can easily move the funds with just a few hits on your smartphone.

The procedure below is necessary when transferring money to your bank account. 

  • Open your Google Pay app
  • Tap your profile icon on the top right of the home screen
  • Below your profile, tap Google Pay balance
  • Hit Transfer out
  • Enter the amount to transfer and tap Next
  • Choose a payment method
  • Tap Transfer out

If you have not added a payment method, you can still add it when choosing a payment method. Payment methods may be debit or credit card. Add a payment method as follows.

  • Sign in to the payment methods section at play.google.com
  • Click Add payment method at the bottom of the screen
  • Hit on Add credit or debit card
  • Enter your card information
  • If you’re required to verify your payment method, choose an option from the available list
  • Follow instructions on the screen

Google Pay accepts various kinds of debit and credit cards. Moreover, the kind of cards can vary from location. The following are the cards accepted by Google Pay.

  • MasterCard
  • Visa
  • American Express
  • Discover
  • JCB

Funds take around 1-3 business days to reflect in your bank account. You can track your transaction by hitting the Insights Tab on your screen and seeing your transaction under all the “All transactions” sections. As I mentioned earlier, you can move money to your bank account to save, pay bills, or qualify for loans.

You can even send money with a checking account number instantly to other people of the same bank or perform a direct deposit to recipients of other banks.

Why did I get the “Transaction cannot be completed” error?

When moving money from your G Pay account to a bank account, you may encounter a transaction error for many reasons. These include the following.

  • Your account has some issues. Maybe you have not verified your account of which you must do it as soon as possible.
  • You are using a credit card to fund the transfer to your transaction. G Pay does not allow you to use a credit card to send money.
  •  Your name and address in your Profile settings do not match. You must ensure that you use your real names for your address.
  • If you are sending money to another G Pay account, their account could be having issues, and you should tell them to check their alerts section if there is any problem.
  • You are using an outdated G Pay account. Currently, Google Pay requires you to update your app to the current version. You cannot transact with the old version.

If you check all the probable reasons to no avail, you can contact Google Pay support to get help.

Is it safe to use Google Pay?

You can use Google Pay without worries of losing your money since the app has adequate security to curb online fraud. You can be free to add your bank and debit card details to your G Pay account and expect the best services ever. Since it is not easy to access your account without the login details, no one can know your bank account or routing numbers.

Furthermore, no one can withdraw money with my account number if they find it. One requires both the account and routing numbers to steal from you successfully. However, it is not that easy for one to steal from you.

Which countries support Google Pay?

It is important to note that Google Pay does not work in all countries of the world. There are about 30 countries that support Google Pay which includes the following.

Australia, Belgium, Brazil, Canada ,Chile, Croatia, Czech Republic, Denmark, Finland, France, Italy, Japan, New Zealand , Norway, Poland, Russia, Singapore, Slovakia, Spain, Germany, Hong Kong, India, Ireland, Sweden, Switzerland, Taiwan, Ukraine, United Arab Emirates, United Kingdom, United States

Can I use Google Pay without a bank account?

You can use your Google Pay account without a bank account. However, you cannot use it without a debit card. That means that you must add a debit card to the account to fund your transactions. However, if you have a bank account, the better the services.

It is also important to note that you cannot use someone else’s bank account. Google Pay requires that you use your bank account. Transactions will fail if your bank account details do not match with your Google Pay account profile details. Therefore, you cannot transfer money to someone else’s bank account from your G Pay account.

How do I close my Google Pay Account?

If you no longer want to use your Google Pay account, you can close it since G Pay will never force you to keep the account active. Follow the procedure below to close your Google Pay. You must ensure that you use all your money in your account since you will lose it if your account is no more.

You must also know what it means to close your G Pay account. You will never be able to view your transaction history, pay for goods and services online, or even send money to others. When you close your account, you lose all data about your debit cards, bank transfers, and transaction history, among others.

Bottom line

Google Pay is an online payment service from Google. The app allows you to send and receive money from other Google Pay users and transfer money to a bank account. The app does not operate in all world countries, and you should check whether your country is supported before attempting to open an account.

Interestingly, it is possible to use Google Pay in some countries. If you no longer need to use the Google Pay services, you can permanently close your account.

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