Cash App is a money transfer service from the United States. It also operates in the United Kingdom, whereby you can transfer money between the two countries. The platform requires internet-enabled devices such as mobile phones, tablets, or computers. That is because the service usually operates online. There are various transaction activities you can do on Cash App. We will see how to send someone money on Cash App later.
Sending money is one of the significant uses of Cash App, whereby you can share money with your friends online. Interestingly, businesses are also starting to accept Cash App whereby you can pay for goods and services right from your phone. There is no need to move with large amounts of money in your pockets as you risk losing them to thieves on your way to the market. Businesses also benefit because they do not keep large amounts of money in their workplaces, which is also risky.
Cash App is a good site, but the only major shortcoming is that the platform does not support international transfers other than to the UK. You can instantly send money from the UK to the US Cash App users. Before sending the funds, you must convert the amount to USD. The same applies to anyone sending money from the US to the UK as they have to convert the money to GBP, the local currency of the United Kingdom.
How to open a Cash App account?
You can start using Cash App by opening an account online using your smartphone or computer. The most important thing you should do is get all the requirements ready before opening your account. These include your phone number, email address, bank account, and identification document.
To use Cash App, you only need to download the app for iPhone or Android, create a Cash App account, connect Cash App to your bank account, and add cash to your Cash App. The steps to open Cash App include the following.
- Hit on Cash App to launch it
- Enter your mobile phone number or an email
- Enter a secret code via text or email
- Invite friends to sign up with the platform to earn money (optional)
- Enter your debit card details to link your bank to Cash App
- Decide on the most appropriate $Cashtag, which will be a unique username when sending and receiving money
- Key in your zip code
You can start using your account for various kinds of transactions. One can receive money from Cash App users instantly when they share their username, email, or phone number with the sender.
How to add money to your Cash App account?
Once you open your account, you cannot carry out any transaction activity unless you put money in your account. We have various ways to top up your account to start using it according to your needs. They include the following.
1) Direct deposit
Direct deposit is an electronic method you can send and receive money. Cash App allows direct deposit, and you only need to fill out the direct deposit form to get started. You can receive unemployment benefits, paychecks, tax returns, government stimulus payouts, and more straight to your Cash App account. You can follow the steps below to set up a direct deposit.
- Hit on the Banking Tab (the $ in the lower left)
- Select the Direct Deposit link
- Follow the guidelines to set up a direct deposit
Upon setting up a direct deposit with any source, they will be able to transfer money using the routing number and account number of your account that you share when filling out a direct deposit form. It is one of the best ways to add money to your account.
ii) Deposit checks
A check is a written and signed document that allows someone else to get money out of your account. You can write a check to pay bills, school fees, or buy a car, among other applicable goods and services. If someone pays you by check and you have a Cash App account, there is no need to take it to your bank. Cash App allows you to deposit checks easily using the mobile check capture feature. The following is the process you can use to deposit checks on the platform.
- Hit on your balance in Cash App.
- Scroll down and select the Deposit a Check option.
- Next, enter the amount of the check to deposit.
- After that, take a photo of the front and back of your check using your phone’s camera.
Once you submit your photos, the processing should begin immediately, and funds will appear as soon as the processing is over. Remember that you should sign the back of your check before depositing it to make sure that the systems do not reject it.
iii) Receive money from others
After rendering a service or buying a good, you can receive payments from others. Also, you can request others to send you money as long as they know you. They include friends and relatives. The following is the process you can use to request money from others.
- Tap the $ on Cash App main screen
- Enter the money you want to receive
- Tap Request to search for a Phone number, $Cashtag, or email
- Add a description (optional)
- Tap Request to complete the transaction
The process is the best alternative for adding money to Cash App without a debit card. The concerned user will get your request and act accordingly. They are supposed to call you to confirm if you are requesting money or if your account is in the wrong hands. Nowadays, cybercrime has increased, and fraudsters have sophisticated tools to hack accounts online.
iv) Add money from a linked bank account.
The bank account you link with your Cash App account has two main functions. One is to add money to your account, while the second one is to help you withdraw money from your Cash App account. To add money from a bank account, you can follow the steps below.
- Open the Cash App application to login
- Tap the bank icon to open the Banking tab
- Hit on the Add Cash button
- Enter the money to add to Cash App
- Hit on the green Add button
The funds will reflect on your account once the processing is over.
How to send someone money on Cash App?
Once your account has money, you can easily send funds to others. Remember that the platform’s primary use is to send money to others. You can send funds to someone on Cash App in the following manner.
- Tap the $ on Cash App main screen
- Enter the money you want to send
- Tap Send to search for a Phone number, $Cashtag, or email
- Add a description (optional)
- Tap send to complete the transaction
Cash App transfers are instant, and the recipients should get their funds as soon as you send them unless the systems have issues.
How to withdraw money from Cash App
It is possible to withdraw money from your Cash App account. You can withdraw money in two main ways. They include the following.
1) Withdraw money to a bank account
The service allows you to withdraw funds to a linked bank account using the standard transfer option. Transferring money to your bank account takes 1-3 business days. You can also transfer money from Cash App to a debit card that links to your checking account using the instant transfer method. The transfer is usually instant, and you should get your funds within 30 minutes. The steps to withdraw money are as follows.
- Tap your balance in the lower left to open the Banking tab
- Select the Cash Out button
- Hit to enter the amount of money you want to withdraw
- Hit on the Cash Out button
- Choose your preferred deposit speed
- Confirm the transaction using your PIN or Touch ID
The instant transfer attracts some fees, while the standard transfer is usually free.
2) Withdraw money at an ATM point
Cash App issues debit cards. You can get a Cash Card or a Visa debit card once your account becomes operational. Since it is a debit card like any other, you can use it to withdraw money at an ATM that accepts Visa cards.
How to get the Cash Card Visa debit card?
To get your card and begin using it, you should order it online. You can follow the steps below to get your card.
- Tap the Cash Card tab on your home screen
- Select Get Cash Card
- Hit on Continue
- Follow the steps that follow
You can receive the card within 10 business days and start using it as soon as you get it. You must be at least 18 years old to apply for the card. It has no application fees, and you can customize your card the way you want it to appear.
Cash App is a money transfer company that operates in the United States and the UK. It allows you to send and receive money from other users online. You can use the service on a smartphone or computer. It is possible to add money to the platform, including receiving funds from others, adding from a bank account, direct deposit, and check deposit. Cash App has a debit card that you can use to withdraw money at an ATM.