Genuine Procedure To Send Money To Another Country

send money to another country

If you are planning to send finances to another country, you might wonder which method you can use for your transfer. Everyone wants a safe way to send finances to their friends and relatives to ensure they receive the funds. The good thing about international money transfer is that there is nothing complicated as you need to follow a few steps for the method you use. You will learn how to send money to another country later.

The ability to send funds to other people in other countries makes it easy to send money to your friends and relatives abroad. For example, when coming from India and working in the United States, you can easily send funds to your people in India securely. India and the United States are far from each other but very easy to send finances between the two.

You can send money online or at a physical branch. Online money transfer has become the most preferred method worldwide, whereby you can send funds instantly to a person far away from your location cheaply. Despite most financial companies urging people to use online money transfers, some prefer sending finances at a branch. Whichever way you do it, the funds will still reach the recipient.

Send Money To Another Country – The Entire Procedure

There are various ways you can send funds to another country. They include the following:

1) Bank Transfer

A bank is a financial company that allows you to deposit money. It is the most used financial platform to send and receive money. You have to open a bank account to use various services from a bank. Since time immemorial, people have been using banks to send funds to others worldwide. There are various ways one can utilize their bank to send money. Let’s look at each one of them.

i) ACH Transfer

ACH stands for Automated Clearing House. The money transfer method involves the sending bank, the Automated Clearing House, and the receiving bank. When sending finances through ACH, you will need the recipient’s details, including their bank and BIC/SWIFT code. The funds will go through the clearing house before reaching the recipient’s account.

That can even take up to four days to complete. ACH money transfer is suitable for both domestic and international money transfers. ACH transfers are usually free. However, some financial companies may charge some fees.

send money to another country

ii) Wire Transfer

Wire transfer operates almost the same as the ACH money transfer method. However, unlike ACH, which relies on the clearing house, wire transfer involves direct interaction between the sending and the receiving banks. Officials can communicate with each other directly to facilitate the transfer.

Again, the money transfer method charges fees for sending and receiving the wires. The funds move faster than ACH, and transactions can be completed within two days. You can use wire transfer to send funds both domestically and internationally.

Interestingly, wire transfers allow you to send large amounts of money compared to ACH. You can use the money transfer method to send funds to a merchant abroad to buy an essential item.

iii) Check

A check is a written and signed document that allows you to make payments. When you write a check to someone, you authorize them to deposit the document and get finances out of your account. You can write a check to make domestic and even international payments.

Therefore, if you want to send money to someone in another country, then using a check may be a good alternative. The only problem is that the transfer may take longer since the check needs to be transported to the recipient’s country.

iv) Money Order

Money orders almost resemble checks. They usually require signing like checks, but you have to pay the exact amount before getting the document to send funds. The recipient will then cash or deposit it in their account once they receive it. It also needs to be carried just as it is with checks.

2) Mobile Wallets

Numerous mobile money wallets allow you to transfer funds to other countries. They include the following:

1. PayPal

PayPal is a money transfer company that operates globally. The company allows you to send finances to other people in the world. The platform operates online, and you can also use a mobile wallet for your transfer. Also, you can log into your account on the PayPal website to carry out your transfer.

The good thing about PayPal is that it allows instant money transfers. You require the recipient’s email ID, registered phone number, or user name to send them money. To send funds through PayPal, you can follow the steps below.

  • Log into your account.
  • Tap ‘Send & Request’.
  • Enter the email or mobile number of the recipient.
  • Enter the amount to send and tap ‘Continue’.
  • Review and confirm the details on the screen and tap ‘Send Money Now’.

2. Payoneer

Payoneer is one of the upcoming money transfer companies in the world. The platform allows you to send funds to people in other countries instantly. It almost operates like PayPal despite a few differences. Like PayPal, you can fund your transfers using a debit card, credit card, or bank account. That happens if you have an insufficient balance in your account. Payoneer supports various denominations such as USD, GBP, and CAD.

3. Skrill

Skrill is also a fantastic platform that you can use to send funds to people in other parts of the world. It has an app that you can use with your smartphone or tablet. Also, you can use the service online to send funds. You need the recipient’s ID to send them money instantly. You can fund your transactions using your bank account or payment card.

3) Use third-party platforms

There are numerous third-party platforms that you can use to send money to your friends and relatives in other countries. They include the following:

i) Western Union

Western Union operates online and at physical offices. The platform has been running for years and offers competitive rates to send funds. You can send money at a branch whereby you can pay with cash or card to the agent and then provide the recipient details, including their phone number and country. They can pick up the funds at a location to receive them in their bank accounts. Once you send funds, you get a receipt for the transaction.

You can also send finances online through the platform. You must open an account online and add a payment method such as a card or bank account. After that, you can send funds to your recipient to pick up at a nearby pickup point. You can also send finances to their bank account or Western Union’s mobile wallets.

ii) MoneyGram

MoneyGram operates like Western Union, as you can send money online or at a branch. You can use a bank account or payment card to fund your transfer. If you send finances at a branch, you can pay with cash. MoneyGram is easy to use and allows both domestic and international money transfers.

iii) Remitly

Remitly allows you to send funds online once you open an account. You can send money online securely from the United States with great exchange rates and low fees. The money transfer method is fast as it allows recipients to receive their money within a short time.

iv) Ria

You can send money online using Ria by following a few steps. You should provide the recipient’s address, name, and phone number to carry out the transfer. You can send funds directly to someone’s bank account by providing various details. You only need to add your payment details, choose how you want your recipient to get the funds, and hit the Send button to transfer the finances.

vi) WorldRemit

WorldRemit is a fast and secure way to send funds online from the US to other countries. You only need to download the app from Play Store or App Store, then register for free to start sending and receiving finances. You can send money online within a short time to over 130 countries.

Bottom Line

You can use various ways to send money to other countries. The ability to send funds to your friends and relatives in your home country makes it easy to work abroad. You can send money online or at physical branches. Banks are among the most used financial companies to send money abroad. We also have mobile wallets and third-party agents.

Spencer Tierney is a writer and expert on certificates of deposits at His work has been featured by USA Today, MSN, SF Gate, the Los Angeles Times, NerdWallet and more. He earned a bachelor’s degree in English at UC Berkeley.