Cash App is a money transfer service that allows peer-peer money transfer within America and the US. The platform only operates in the two countries, and thus if you want to use the services, you must be within the two nations. That is contrary to other platforms such as PayPal and Payoneer that allow you to move money across many countries. Cash App has a debit card that you can use for various transactions. But can you receive money on Cash App without a card?
We shall know whether it is necessary to have the Cash App card to receive money from others. Cash App Card is a debit card called Cash Card that allows you to use your account balance by shopping online, at physical stores, or withdrawing money at an ATM point. It eliminates the overdependence on the online account and adds convenience when you cannot use your account.
For you to use Cash App, you must open an account online. Again, you must be at least 18 years old to start the service. There are also various things that one should have to make sure that people who open accounts are genuine. You must have an email address, a phone number, a bank account or debit card, and an identification document to get started.
Get Started With Cash App
You must open an account online to start using Cash App, as I have mentioned above. You need a computer, a smartphone, or a tablet to get started with the service. The internet connection you use should be secure and reliable to ensure that you complete every step as expected.
To open a Cash App account, you should follow the steps below.
- Download and open your Cash App to launch it
- Next, enter your email or phone number
- Enter the secret code received via text or email
- Invite others to sign up as well. However, it is optional
- Enter your debit card details to link your bank account
- Choose a suitable $Cashtag which is a unique username to send and receive funds
- Enter your zip code
At this point, you will have created your account and are ready to use it for various transactions. You can add money using the debit card that you added. Remember that you can add money to Cash App without a debit card if you do not have it.
Remember that you do not have access to all the platform’s features when you open your account. For example, Cash App allows new users to send and receive money up to $1,000 within 30 days. As you can see, the amount can be little to some users and more so to business people. You can increase the limit when you verify your identity.
To verify your identity, you should use your full name, the last four numbers of your Social Security Number (SSN), plus your date of birth. If the verification fails, it could be because the company wants additional details from you. Remember that Cash App requires that all users be above 18 years.
Can You Receive Money On Cash App Without A Card
As I mentioned earlier, the platform has a debit card that you can use for various transactions, such as buying goods & services and withdrawing money at an ATM. It is not a must if you have the card, but you can re-apply for it after opening your account.
That means it is not a must you have the card to operate your account. Therefore, you can receive money without a debit card. You can also send money to others as long as you have their details. The process below shows how to transfer money from your account to another.
- Hit on the ‘$’ on the main screen
- Enter the amount to send
- Tap ‘Pay’ to enter a $Cashtag, Phone number, or email
- Add a note (optional)
- Tap ‘Pay’ to complete the transaction
- Authorize the transaction accordingly
Process To Get The Cash App Debit Card
You can only get the debit card when you request it online. You must log in to your account to start the process. The following is the process you can follow to request the debit card.
- Tap the ‘Cash Card’ tab on the home screen
- Select ‘Get Cash Card’
- Tap ‘Continue’ and follow the steps
The card has no additional fees that you should pay. Also, it comes with various advantages such as Boosts (discounts for purchasing using the card) and the ability to customize the card to suit your interests. To get the card, you must be 18 or older. It should arrive within ten business days unless there are any technical hitches.
Interestingly, you can use your card as soon as you order it when you add it to Apple Pay or Google Pay. You only need the virtual card details such as the card number, the CVV, and the expiration date.
Final Verdict
Cash App is a peer-to-peer money transfer company that operates online. The platform only operates in the US and UK, whereby users can send money within the two countries.
You can open your account online and add money via various sources such as bank accounts, debit cards, check deposits, direct deposits, and receiving from others. The service also issues a debit card that you can use for various transactions.
