Cash App is among the most used money transfer platforms in the United States. The platform allows peer-to-peer money transfers whereby you can send money to others online. Cash App also operates in the United Kingdom. And users within the two countries can send money to each other. However, it does not work in other countries. That is contrary to other similar platforms such as PayPal and Payoneer that allow you to transfer money internationally. We shall see how to put money on Cash App Card later.
The Cash App Card is a debit card that links to your Cash App account. You can spend money in your Cash App account, like the debit card links to a checking account. When you add money to your account, the funds are still available for use with your card. You can use the card in various ways, such as buying goods and services, ATM withdrawals, and paying bills.
Cash App operates online, and you have to open an account online to get started. Online accounts are easy to operate and are also convenient. You need a smartphone or a computer to get started. A secure and reliable internet connection is also necessary for the process. That way, your data is secure online. Using an insecure internet connection can lead to data loss to hackers.
Ways To Add Money To Cash App Account
Once you open your account, the next thing you should do is add money to your account. You cannot transact on Cash App if you have no money in your account. There are various ways you can add money to your account. They include the following:
i) Receive money from others
You can receive money from Cash App users as long as you provide them with your username, phone number, or email. The transfer is instant as the funds reflect as soon as the sender sends you money. You can also request money from others as long as you agree. To request funds from other Cash App users, you can follow the steps below.
- Tap the ‘$’ on the main screen.
- Enter the amount of money to receive.
- Hit on ‘Request’ and enter a $Cashtag, Phone number, or email.
- Add a note (optional).
- Tap ‘Request’ to complete the process.
Once the others get your request, they can send you the agreed amount. In most cases, people use the money they receive from others for their transactions.

ii) Direct Deposit
Direct deposit is a way of money transfer that employers and government agencies use to send money to your account. You should provide your routing and account numbers to the concerned source by filling out a direct deposit form. The process requires the concerned agencies to transfer money using the routing number. You can set up the direct deposit in the following manner.
- Tap ‘$’ in the lower left of your screen.
- Hit on the ‘Direct Deposit’ link.
- Follow the guidelines to set up a direct deposit.
Direct deposit allows you to receive paychecks, unemployment benefits, tax returns, government stimulus payouts, etc. The money is easily accessible, making the Cash App more convenient than banks. By the way, the funds enter your account two days earlier compared to traditional banks.
iii) Check Deposit
A check is a signed and written document that allows money withdrawal from the linked bank account. Usually, people deposit checks in banks. However, you can deposit checks using mobile wallets such as Cash App. On Cash App, you open the check deposit option, take photos of the check, and upload it for processing.
Check deposit is easier to undertake on a mobile app than taking it to your bank. Direct deposit is one of the ways you can add money to Cash App without a debit card.
iv) Add money from a bank account
The main aim of adding a bank account to your Cash App account when opening your account is to use it to add money to your account when necessary. You can also withdraw money to your bank account when the need arises. To add money to your Cash App account from your bank account, you should use the guidelines below.
- Open the Cash App to log into your account.
- Hit on the bank icon in the lower left of your screen to open the ‘Banking’ tab.
- Hit on the ‘Add Cash’ button.
- Enter the amount to add to Cash App.
- Hit on the green ‘Add’ button.
Once you allow the transfer, you cannot reverse it. Funds from your bank account will appear on your account within the stipulated time. You can also use a debit or credit card to fund your transactions. However, you cannot transfer money from a prepaid card to Cash App since the platform does not support prepaid cards.
Process To Get Cash App Card
Getting the card is not difficult since you need to apply for it right in your account. Cash App then delivers it to your address within 10 business days. You can apply for the card in the following manner.
- Log in to your account.
- Tap on the ‘Cash Card’ on your home screen.
- Hit on the ‘Get Cash Card’ button.
- Tap ‘Continue’
- Follow the steps that follow.
You must have at least 18 years to apply for the Cash Card. You can use the card as soon as you order it by adding it to your Apple Pay and Google Pay accounts using the card details printed on the Cash Card.
Places To Put Money On Cash Card
As I mentioned earlier, your Cash App card allows you to access your Cash App balance. When you add funds to your Cash App, it will be the same as adding to your card. However, there is a way you can add money to your card at various outlets that partner with Cash App.
Again, when you reload your card, the funds will be available for use in your Cash App account. The following are places you can load paper money into your account.
- Walmart (at the Customer Service Desk/ Money Centers)
- Walgreens
- 7-Eleven
- Family Dollar
- H-E-B
- GoMart
- StopNGo
- Thorntons
- Sheetz
- KwikTrip
- Speedway
- Dollar General
You can find a retailer near you by following the steps below.
- Tap the ‘Banking’ tab on your home screen
- Choose ‘Paper Money’
- Find a location near you or utilize the search bar to enter an address
After finding the nearest outlet near you, you can use the necessary navigation app to reach the place. Once you arrive at the reload location, you can head straight to the cashier and tell them you want to deposit cash. There is a barcode that the cashier needs to scan in your Cash App then you give them the money. They will give you a receipt that you must keep to show if issues about the deposit emerge later.
Bottom Line
Cash App is among the money transfer services in the United States. The platform allows you to send and receive finances from other account holders. You can open your account online using your computer or smartphone. To use your account, you must add money to it through various means such as direct deposit, check deposit, adding from a bank or debit card, and receiving from others. The platform has a debit card called Cash Card that you can transact with.