Where Can I Load Money On My Netspend Card

where can i load my netspend card

Netspend is a prepaid card company that operates in the United States of America. You can manage it online using a smartphone, tablet, or computer when you apply for your card. The company started its operations in 1999, and up to today, it serves millions of customers annually. Since it is an online company, there are no physical offices. However, there are areas you can recharge your card and continue using your card for payments. But where can I load my Netspend card?

I will discuss the various places where you can recharge your card and enjoy various services from Netspend. Any card is useless if it does not have money in it. And for your information, the platform, together with other online money services, has changed the world in a significant way as far as money transfer is concerned. Nowadays, you can send money instantly to a person far away. Although Netspend is localized in the US, there are other services that you can use for international transfers, such as PayPal, Payoneer, and Skrill, among others.

The main reason why the service started was to allow consumers to add and manage money online other than handling cash. We all know why carrying cash around can be risky. You can access peer-peer transfers, direct deposit or government checks, rewards programs, budgeting tools, and text alerts. Additionally, you can save with the service to keep the money for the future. Thousands of people utilize the savings option to plan for the future.

The Method To Get A Netspend Card

As I have said, NetSpend is a trusted financial company that serves millions of consumers. It attracts many people because there is no credit check, no minimum balance required, and an activation fee. To get started, you need to provide the following information.

  • First name
  • Last name
  • Date of birth
  • Street Address / Apartment
  • ZIP code
  • Email address

You may also require to provide your Social Security Number and your identification document as per the federal government’s requirements. The service may also ask for your driver’s license or other identifying information.

Remember that verifying your account fully allows you total usage of your card; otherwise, once your account is set, you can add money to your Netspend card from a bank account once you link it with your card account. You also have the option to decide on the appearance of your card to be happy when using it. There are various colors you can choose from.

where can i load my netspend card

Features Of The Netspend

There are various features that you can enjoy from the company. They include the following:

i) Direct Deposit

You can enroll in direct deposit, receive funds from your employer to your Netspend card count, and get payments up to two days faster. Direct deposit requires that you submit your routing and account numbers.

Every financial company must have a routing and account number. The following are the kinds of payments you can receive via direct deposit.

  • Work paychecks
  • Government disability benefits-SSDI or workers compensation
  • Tax refunds
  • Pensions
  • Railroad retirement benefits
  • Defense finance and accounting service payments
  • Social Security benefits
  • Supplemental Security Income
  • State unemployment benefits vary by state
  • Veterans’ benefits

ii) Payback Rewards

You can earn cashback rewards when you purchase goods from select merchants using your card. Cashback is redeemable, and you can find them very useful when you do not have sufficient funds.

iii) Mobile App

The service allows you to manage your money online. You only need to download the Netspend application from the relevant application, and you are good to go. Here, you will see your account balance, transaction history, and much more. You can also transfer funds to others and a bank account right from the application.

iv) Mobile Check Load

Netspend mobile check deposit is one of the best features that you can utilize for the day-to-day usage of your account. To deposit a check, you need to take a few photos with your smartphone as per the instructions and load checks to your card account within a few minutes, right from your mobile app.

Nowadays, you do not have to move to a bank to deposit checks over the counter. That is why I mentioned that the platform had helped millions of people across the US to meet their financial aspirations.

Places To Load Money On Your Netspend Card

As I mentioned earlier, the card is almost useless if it has no money. You cannot buy nor send money to anyone. Since I have to recharge my card account to use it for various transactions, then where can I put money on my Netspend card? There are various locations where you can load your card and begin using it.

Netspend allows you to load your card at more than 130,000 locations throughout the country. You can load your card at grocery stores, check cashers, gas stations, and convenience stores all over the country. The following are stores where you can load your card whereby you have to part with some fees.

  • 7-Eleven
  • Advance America
  • Albertsons
  • Check n Go
  • CVS Pharmacy
  • Dollar General
  • Family Dollar
  • Chevron
  • Circle K
  • Currency Exchange
  • Flying J
  • Food City
  • Kroger
  • Office Depot
  • Speedway
  • Walgreens
  • Rite Aid

Apart from loading money at a retail location, you can add money to your account using the following methods.

  • Receive money from others: If I want someone to send me money to my Netspend card, I only need to give them my name and FlashPay ID. You can find the details online in your account, thus making it easy.
  • Direct Deposit: I mentioned that you could receive money via direct deposit. That way, your account balance increases. You do not have to receive money in a bank account if you are employed.
  • Add from a bank account: You can link your bank to your Netspend account and load your account. The platform accepts most US banks.
  • Wire Transfer: Wire transfer is one of the most used money transfer options. If you thought that only banks allow wire transfers, then you are wrong as Netspend allows you to receive funds via the wire transfer option.
  • Receive from PayPal: If you own a PayPal account, you can easily transfer money to your Netspend account and use it for your transactions.
  • Check Deposit: You have seen how you can deposit a check in your account using mobile app. That is one way of adding money to your account.

Is Your Money Safe At Netspend

Funds in Netspend accounts are safe. Remember that your card has a PIN so that no one can use it to withdraw money at an ATM. Moreover, the mobile app is safe as the company ensures data encryption so that no one can easily see your details.

You should always make sure that you connect to a safe internet connection all the time to prevent hacking. Above all, your money has FDIC insurance up to $250,000 per account via Netspend’s association with three banks.

Final Thought

Netspend is a prepaid card company that operates in the US. The company allows you to apply for cards online and manage them using your mobile money. Once your account is running, you can add money at a location, via direct deposit, by receiving from friends, or your bank account.

Money in a Netspend account is FDIC insured up to $250,000 since Netspend collaborates with three banks to offer services.

Spencer Tierney is a writer and expert on certificates of deposits at transfermone.com. His work has been featured by USA Today, MSN, SF Gate, the Los Angeles Times, NerdWallet and more. He earned a bachelor’s degree in English at UC Berkeley.