Huntington Bank is an American financial company headquartered in Columbus, Ohio, in the United States. It occupies the 26th position on the list of largest banks in the US. Huntington Bank operates 1047 banking offices, mainly in the Midwest, whereby 290 are in Michigan, 459 in Ohio, 80 in Minnesota, 45 in Indiana, 35 in Illinois, 32 in Colorado, 51 in Pennsylvania, 29 in West Virginia, 16 in Wisconsin, and 10 in Kentucky. You will learn how to get Huntington bank loans without credit shortly.
Most people cannot get loans because they lack the necessary credit. Such people find it very challenging to progress financially due to a lack of money. As we all know, loans are crucial if you want to excel financially. Most financial institutions must check your ability to repay a particular loan before approving you. They usually rely on your credit score to determine the amount you can receive.
You might be wondering what a credit score is. From a financial perspective, a credit score is a numerical value that shows your creditworthiness. The scores range from 300-850, whereby 300 shows the worst scores while 850 shows excellent. We also have fair and reasonable scores that lie in between the limits. A person with poor credit scores is unlikely to get a loan or credit card from most financial companies.
Huntington Bank Account Opening Process
Before you start transacting on Huntington Bank, you should open an account whereby you will deposit funds for your financial activities. The platform allows you to open an account online using your phone or computer to carry out the process.

You should visit the bank’s website and navigate to the open account section. The open page will display numerous types of checking accounts you can apply for. These include;
- Huntington Platinum Perks Checking℠
- Huntington Perks Checking℠
- Asterisk-Free Checking®
The Asterisk-Free Checking® charges nothing to open and is free to maintain. You may also open a savings account from the institution. We have numerous savings accounts that you can open today. They include the following.
- Premier Savings
- Huntington Relationship Savings
- Huntington Relationship Money Market
Again, you can get a certificate of deposit and lock your money for future use. There are also business checking account from the various bank that you can open to streamline your business financially.
Once you choose your most preferred account, you can then proceed to apply by tapping the Apply button. The following are the requirements to apply for a personal checking account.
- You should be 18 or older.
- Must be a resident of Colorado, Indiana, Kentucky, Michigan, South Dakota, Illinois, Minnesota, Ohio, Pennsylvania, West Virginia, or Wisconsin.
- Should be a US citizen
- Must have a Social Security Number
- A form of ID
Apart from the above, you will need to provide your name, address, and date of birth. Once you have all the required things, you can proceed by tapping the Apply Now button. After that, you should input all the necessary details to open your account.
Our Recommended 3 tremendous ways to get Huntington Bank loans with no credit
You might have bad credit or no credit history, yet you need money to carry out your projects. You may find it easy at Huntington Bank to get a loan without credit. There are various ways you can get a loan without a borrowing history. They include the following.
1. Get a secured credit card
You might consider a secured credit card if you want a small amount of credit and have no credit history. The card requires you to deposit some money in your account to act as security. You get your deposit back when you repay your loan in full and in good time. At the same time, you can build credit. Later, you will be able to qualify for a wide range of loans, even those requiring credit scores.
2. Use a Co-Signer
Huntington Bank allows you to get a co-signer if you have no credit. The person must have good borrowing records for you to succeed in the loan borrowing process. The co-signer acts as your guarantor and is also responsible for the amount you borrow.
People you can opt for as your guarantors include your parents, brothers, sisters, uncles, and anybody related to you. You might even get your best friend to stand in as your guarantor. As your scores improve, you can qualify for a credit on your own.
3. Get cash advance
If you need a small amount, you might request a cash advance from Huntington Bank. You do not need a credit history to get the cash advance. However, the bank requires you to have a credit card. The cash advance you get goes in line with your line of credit. That means it can be very little if your line of credit is shallow.
Does Huntington Bank report to the credit bureaus
Since Huntington Bank is a financial company like many others, it must report your credit usage to the credit bureaus as required by law. The credit bureaus collect and keep the information and use it to calculate your credit scores.
They also prepare a credit report whereby you can get yours for free every year. We have three main credit bureaus in the US. They include Equifax, Experian, and TransUnion.
Can I get a credit from Huntington Bank
There are various forms of credit that you can get from the company. We have a mortgage, home equities, specialty, auto, and personal loans. We also have credit cards such as Huntington® Cashback Credit Card, Huntington Voice Rewards Credit Card℠, The Ohio State Voice Credit Card®, and Huntington Voice Credit Card®. Therefore, depending on your needs, you have a wide range of credits to choose from.
Bottom line
Huntington Bank is an American financial company headquartered in Columbus, Ohio, in the United States. It occupies the 26th position on the list of largest banks in the US. The financial company allows you to open your account online if you have requirements such as a Social Security Number, a form of identification, and live in the US. You can open a personal checking or savings account. One can apply for credit from the institution.