A Visa gift card is a payment card that allows you to shop from stores. Just as the name depicts, the card is usually a gift that you give someone for their outstanding performance in a particular field, as a sign of love for your loved ones, or as a kind of support for someone in need. Even though you cannot withdraw money from the ATM as you can with a debit or credit card, we shall see how to get money off a visa gift card shortly.
There may come a time when you need money, and what you have is a Visa gift card with several dollars. A gift card can be beneficial in times of need instead of rushing up and down borrowing people or getting loans with interest rates. Even though the card can help you purchase goods at a specific outlet, most are limited to a particular merchant.
You can have a tangible or a virtual gift card. The tangible one is visible and usually rectangular plastic that you present to the cashier after buying your items to deduct the money used. You can only use it online for the virtual one to buy goods. When you purchase one, you only get the card’s details, such as the card number, the expiry date, and the security code.
Various Gift Cards You Can Get From Visa
Visa sells total eight gift cards which include the following.
i) Vanilla® Visa Gift Card
The card is from a Vanilla gift cards company that sells them online. Since Visa is the service provider for the card, it is one of the Visa cards you can gift your loved ones. You can shop over 200 designs available online or create a Custom Gift Card by adding a logo or photo.
It is incredible to note that you can add the Vanilla Gift Cards plus the eGift Cards to a mobile wallet for contactless payment. That makes them very convenient, unlike other gift cards that you can only use independently.
ii) The Gift Card Shop
The company also allows you to purchase it online. Depending on your preferences, you can get either the virtual or the plastic one. It is perfect if you want to send it to your lover on their birthday or your child during their graduation day. It is straightforward to shop for the card using various means of payment.
The card is from Vanilla, and you can choose various designs that interest you. You can add it to a mobile wallet for in-store or online purchases.
iii) Gift Card Mall
The Visa gift card is perfect for any occasion. That can be a birthday, graduation ceremony, or any other that needs appraisal. You can design it in your way to impress those you love. After all, you are the one who knows what they like most. You can purchase the card online.
iv) Commerce Bank
The bank also issues gift cards with Visa branding, meaning that Visa is their service provider. The card gives you an easy way to give your loved ones what they want. It is available in KS, CO, IL, MO, and OK, whereby you can order one from any teller or online. It is available only for current customers.
GiftCards.com has Visa gift cards, among others. You can purchase one from the company online and get it as a virtual card at your address or as a tangible one for use at physical stores. You can personalize the cards to get the best appearance ever whereby you can upload your photo and create a personalized gift card shipped within 24 hours after application.
You can get a Visa gift card from GiftCardGranny. The card is customizable in that you can use your photo and write customized messaging. The delivery is within the same day.
vii) Navy Federal Credit Union
Navy Federal is a credit union that allows you to purchase gift cards for your loved ones. Since the card’s service provider is Visa, it is one of the Visa cards you can use to make your loved ones happy. It is available for current customers and you must use a credit card or a Navy Federal Visa debit card to purchase one.
Another Visa gift card you can purchase to make someone happy is from PerfectGift. You can customize it with your photo. Corporate clients can also customize the card with their logo. They print the card and ship it the same day, and you can order online.
Ways To Get Money Off A Visa Gift Card
Since a time may come when you may need money from your card, then it is high time you know how to get money out of your card. The following are ways you can get money out of your gift card.
1) Sell your gift card at a gift card exchange website
Numerous websites buy your gift card online for a small fee. Good examples of such exchange websites are the Gift Card Granny and CardCash, which offer straightforward solutions for converting your gift cards into cash. You only need to visit their website and sell your card.
2) Add your gift card to PayPal
PayPal is a money transfer company that allows you to send money to various destinations worldwide. It accepts various payment cards, gift cards being among them. You only need to add the card to your PayPal account, then transfer the money from your card to your bank through PayPal. That is the most appropriate method to transfer a Visa gift card to a bank account.
If you choose the standard money transfer method, the funds may take several days. The standard money transfer method costs nothing for the transfer. However, you may use the instant transfer at a fee. You can also add the gift to your Venmo debit card.
3) Use A Gift Card Exchange Kiosk
A gift card exchange kiosk is the most used method to convert Visa gift cards to cash. You only need to look for machines within particular grocery stores to convert your card into cash. The kiosks are usually yellow machines that appear like casino slots and make similar noises.
4) Sell your card using an app
Numerous apps buy gift cards, and you only need to download the app and make your trading. Examples of such apps include the following.
- Gift Card Granny
You usually get a percentage of the card’s value, which does not hurt much anyway.
5) Buy a money order with your card
Gift cards allow you to purchase money orders from banks and postal offices. A money order is a document that allows you to send money to others. You usually buy a particular value, and the recipient then cashes out in a bank or postal office. When you buy a money order with a gift card, you can cash it out and get the cash.
6) Regift someone else
You can give someone else your Visa gift card, and then they give you money in return. The method is easy to undertake and saves you a lot of money that you could have paid as fees.
Gift cards are payment cards that allow you to buy goods from certain outlets and sometimes at several places. Visa gift cards are Visa-branded and may be from various companies. An example is the Vanilla gift cards company that sells them online. Depending on your preferences, you can get a virtual gift card or a tangible one. The cards usually have the card numbers, the security codes, and the expiry dates.