Walmart Accept Apple Pay – Is It Really True

Walmart Accept Apple Pay

Walmart is an American retail store that operates a chain of hypermarkets, discount department stores, and grocery stores in the United States. The company was formerly Wal-Mart Stores. It is headquartered in Bentonville, Arkansas. The company started operating in 1962 under the leadership of Sam Walton. Later, it was incorporated under Delaware General Corporation Law in 1969. But does Walmart accept Apple Pay?

Usually, Walmart accepts various payment methods when purchasing goods and services. You can buy with credit cards, debit cards, and gift cards. You can also use EBT, although Alaska, Montana, and Louisiana residents do not support EBT. For gift cards, you can only use them to purchase goods, but you cannot use a gift card to buy another gift card. You can also pay with PayPal or Affirm. But what about Apple Pay?

In this article, you will be learning if you can use Apple Pay to make your purchases online or at physical stores. Walmart usually operates both online and physical stores. When you buy online, you must pay for your commodity when checking out and provide the most appropriate delivery address to receive it via courier services. 

What is Apple Pay

Apple Pay is a mobile payment platform from Apple Inc. It allows users to pay in the iOS app, on the web, and in person. The platform is supported on Apple devices such as  Apple Watch, iPhone, iPad, and Mac. The payment method usually digitizes and can replace debit, credit, or debit card chip and PIN transactions at a point-of-sale terminal with a contactless capability. 

Interestingly, the platform does not need Apple Pay-specific contactless payment terminals since it can work with any merchant with contactless payments. For your information, Apple Pay is one of the most secure payment platforms since it has two-factor authentications through Touch ID, PIN,  Face ID, or passcode. Again, when paying in person, devices communicate wirelessly with the point-of-sale systems using Near Field Communication (NFC).

Apple Pay also allows users to ride some public transport networks and pay through linked credit/debit cards or dedicated travel cards such as the Chicago Transit Authority’s Ventra, JR East’s Suica, the San Francisco Bay Area’s Clipper, and Hong Kong’s Octopus Card.

Does Walmart accept Apple Pay

Unfortunately, Walmart does not accept Apple Pay at any of its stores. However, customers can still use their iPhones to buy items through Walmart Pay. Again, there is no possibility that Walmart will accept Apple Pay in the future. 

One of the reasons why Walmart has not embraced the Apple Pay payment method is because it uses MCX’s mobile payment system through Walmart Pay to avoid the 2% credit card fee charged on Apple Pay. Moreover, accepting Apple Pay would mean introducing a competitor to Walmart Pay. They already have PayPal and Affirm on board, which is enough. 

However, there is not much harm to the business since most people using PayPal also have credit cards, debit cards, and PayPal accounts. Therefore, they still retain their customers. 

Alternative ways to make payment at Walmart 

Already you know the various payment methods you can use at Walmart. The question is, how do you use them? Each payment method has its payment procedure. The following are the methods and the steps you can use to pay at Walmart.  

i) Walmart Pay

You can make payment from Walmart to Walmart for that you first have to download the Walmart Pay app from the relevant store, then set it up by following the appropriate procedures. After that, you can pay at various stores by opening your Walmart app and tapping Walmart Pay. You can use your Touch ID or input your passcode to log in. After that, make your payment by holding your device over the QR code displayed on the register. 

Once you finish making your payments, you do not need a paper statement since the service stores your e-receipt in the app.

ii) Credit and debit cards

You can pay with your Walmart credit card online once you create an online account. To make an online payment, you can follow the steps below.

  1. Move to the Walmart credit card login page.
  2. Sign in with your username and password.
  3. Choose “Make a Payment.”
  4. Choose the amount to pay, the date, and where your funds will come from to finish the transaction. 

You may also pay with a card at the register when checking out. 

iii) Paypal

 You can use PayPal to make online payments at Walmart. You only need to find the option to pay using PayPal by locating the “+More” payment option and then selecting the PayPal logo. After that, you can log in to your PayPal account and confirm the payment method. After that, you can return to Walmart’s app or website to complete the transaction.

Alternatively, you can get a PayPal card to make payments at local Walmart stores. You can also use the card when making online payments. 

iv) Affirm

Another way you can pay at Walmart is through Affirm. When ready to check out, choose Affirm as your payment method. You only need to enter some information to get a real-time decision. You can then choose how to make your payments and select the payment plan that suits you. Afterward, you will make simple and easy payments. 

Where can you use Apple Pay

The fact that Walmart does not accept Apple Pay does not render the platform useless. I had earlier given you a glimpse of where you can pay for the service. First of all, you can purchase Apple products using the service. These include phones, Apple Watches, Ipads, and Mac computers. There are also a bunch of retailers who accept the payment service. 

Retailers who accept Apple Pay include American Eagle Outfitters, Bed Bath & Beyond,  Best Buy, Chick-fil-A, Costco, Crate & Barrel, GAP, Home Depot, Kohl’s, Kroger, Lowe’s, Macy’s, McDonald’s, Office Depot, PetSmart, Safeway, Sam’s Club, Staples, Dick’s Sporting Goods, Dunkin’, Starbucks, Trader Joe’s, Walgreens, and Whole Foods. 

Bottom line

Walmart is an American global retail company that operates a chain of hypermarkets, discount department stores, and grocery stores in the United States. The company was formerly Wal-Mart Stores. It is headquartered in Bentonville, Arkansas. You can purchase goods from Walmart online when you create an account or at a physical branch. There are several payment methods one can use to purchase goods at Walmart.

Spencer Tierney is a writer and expert on certificates of deposits at His work has been featured by USA Today, MSN, SF Gate, the Los Angeles Times, NerdWallet and more. He earned a bachelor’s degree in English at UC Berkeley.