Chase Bank, often called Chase, is an American national bank with headquarters in New York City. The institution constitutes the company, JPMorgan Chase. The bank allows you to open an account online using your smartphone or computer. When you open a checking account, you may get a bonus. You will learn more about the Chase checking account bonus shortly.
A checking account is an account that allows you to keep finances for your daily usage. The funds are accessible 24/7, and you can keep the money for your daily usage, such as buying food, bus transport, emergencies such as medical bill payments, etc. Usually, checking accounts allow you to make transactions online using your phone. You can deposit a check virtually using the Chase Mobile App, check balances, and buy goods and services, among other transaction activities.
Moreover, a Chase checking account gives you a debit card that you can use to access your finances from your checking account. You can withdraw money from an ATM, make payments at a physical or online store, and so on. When making payments online, you should provide the expiry date of the card, the card number, and the CVV. At a physical store, you can swipe or tap the card reader at the register to pay. The system automatically deducts the amount spent from your linked checking account.
Benefits and Features of Chase Checking Account
Various benefits and features come with the Chase checking account. That ensures you enjoy banking with Chase. First, checking accounts do not require any minimum deposit to open an account. That means you can open your account with any money you have. You may even open an account and deposit money later.
Another benefit you can enjoy from a Chase checking account is waivable monthly fees on some checking accounts. The Chase Total Checking and the Chase Premier Plus Checking allow you to waive fees. Furthermore, the bank’s services are available in most parts of the country. It has more than 4,700 branches and more than 16,000 ATMs.
Additionally, the bank supports Zelle, a payment platform that allows you to send money across banks. You can also receive finances via the platform and save the hefty fees associated with the usual wire transfers.
You can also enjoy the bank’s Autosave which makes saving easy with automatic transfers to your Chase savings account. Furthermore, you can get Chase First Banking, a checking account suitable for you and your child with its debit card.
Chase Total Checking Sign-Up Bonus: $200
Chase gives you bonuses if you open a checking account with them. You can enjoy a bonus of up to $200 as a new Chase checking customer upon opening a Chase Total Checking® account and then setting up direct deposit within 90 days of enrollment. You can open an account online and get your bonus or provide your email to get your coupon in your account. The account is subject to approval since not everybody qualifies for a checking account, especially if listed in the ChexSystem. The offer expires on 01/25/2023.
Chase Business Checking Account Bonus: $300 Sign-Up Offer
Chase Bank gives you a bonus of $300 if you open a Business Complete Checking account and accomplish qualifying activities. The offer applies to new business-checking customers. The offer expires on 02/16/2023. You can get started by entering your email at the account opening page to receive the coupon when you apply online. Chase applies the offer automatically when you apply online.
You can get your bonus after accomplishing the following.
- Open a Chase Business Complete Checking account for the first time online or show the offer at your local Chase branch.
- Deposit a minimum of $2,000 in your account within 30 days of offer enrollment and maintain the balance for 60 days.
- Complete five eligible transactions within 90 days of account opening. Your offer is then deposited within 15 days. Qualifying transactions include Chase Quick Accept deposits, debit card purchases, ACH (Credits), Chase Quick Deposit, Chase Online Bill Pay, and wires (credits and debits).
Chase College Checking Account Bonus: $100 Sign-Up Offer
Students who open a Chase College Checking account can get a $100 bonus with qualifying transactions. You may open your account online to get the bonus or provide your email to receive the coupon to present when opening at a branch. The offer expires on 01/25/2023. You can get your bonus in two steps.
First, you must open a new Chase College Checking account online or use your coupon at a local branch. Secondly, you should complete 10 eligible transactions within 60 days of coupon enrollment. After that, you will receive your $100 bonus within 15 days of completing the eligible transactions. You can spend your bonus on whatever you want.
Increase Your Checking Bonus with a Chase Credit Card Bonus
There are various credit card offers you can benefit from today. Using the Chase Freedom Unlimited® credit card, one can get a $200 bonus plus a 5% grocery store offer of up to $800 total cash back. Additionally, you can earn a $200 bonus when you spend $500 on purchases within your first three months of account opening. You also earn 5% cash back on some grocery store purchases of up to $12,000 spent in the first year.
Additionally, the card earns you cash back for every purchase. You can earn 3% on dining and drugstores, unlimited 1.5% cash back or more on all purchases, and 5% on travel purchased through Chase. Other credit cards with amazing bonuses include Chase Freedom Flex Credit Card, Chase Sapphire Reserve Credit Card, Amazon Prime Rewards Visa Card, and Marriott Bonvoy Bountiful credit card, among others.
How To Apply & Receive the Bonus
As you have seen above, there are various ways you can ensure you receive the bonuses. Most importantly, you must ensure you spend up to the minimum required amount for your card. Also, shopping at specific places will ensure you get cash-back bonuses.
Cons for Chase checking account bonus
The biggest disadvantage of the Chase Bonuses is that you must meet certain thresholds. For example, the Chase Business Checking Account requires you to deposit a minimum of $2,000 in your account within 30 days of offer enrollment and retain the balance for 60 days to get the $300 bonus. Additionally, cash backs offered through credit cards require that you shop at specific places.
Bottom line
Chase Bank, often called Chase, is an American national bank with headquarters in New York City. The institution constitutes JPMorgan Chase. Some checking accounts from the bank allow you to get bonuses when you open your account online or at a branch. However, you must meet certain thresholds to get the bonuses.
